AE HOUSING LTD
- 68209Other letting and operating of own or leased real estate
Opportunity 71/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 3 lenders · oldest 7.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (30 events)Click to expand
- 2025-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-07🔓Charge satisfied #3
- 2025-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-07🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2024-10-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-23🔓Charge satisfied #4
- 2024-10-23🔓Charge satisfied #2
- 2024-10-23🔓Charge satisfied #1
- 2024-08-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-09-28➖ELGIE, Samuel Robert resigneddirector
- 2022-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-22📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2021-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-04🔒Charge registered #4Lender: Shawbrook Bank Limited
- 2019-08-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-22📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-07-23🔒Charge registered #3Lender: Lendinvest Btl Limited
- 2019-07-01🔒Charge registered #2Lender: Onesavings Bank PLC
- 2018-11-08🔒Charge registered #1Lender: Onesavings Bank PLC
- 2017-12-06🏢Company incorporatedAs AE HOUSING LTD
- 2017-12-06➕ANNABLE, Alexander Charles appointeddirector
- 2017-12-06➕ELGIE, Samuel Robert appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alexander Charles Annable Individual · British · DOB 03/1990 · age 36 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/12/2017 |
1 historic (ceased) PSC
- Mr Samuel Robert Elgieceased 28/09/2022· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A&I REAL ESTATE LIMITED→ 16894601 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| AFETRAD LTD→ 11749788 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 07/04/2025 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 04/09/2020 | 23/10/2024 | |
| satisfied | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 23/07/2019 | 07/05/2025 | |
| satisfied | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 01/07/2019 | 23/10/2024 | |
| satisfied | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 08/11/2018 | 23/10/2024 |