AROSH LIMITED
🏛️Establishedactive
11099585 · ltd · incorporated 2017-12-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£300.3k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 3.3y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.3 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £300,268
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£300k
Current Assets
£710k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-12-31 |
|---|---|
| Total assets | £326.4k |
| Current assets | £710.1k |
| Net assets | £300.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-06-23📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2026-01-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-12-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-09-25📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-04-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-28🔒Charge registered #1Lender: Allica Bank Limited
- 2022-05-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-06-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-05-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2020-04-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-09-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-09-01➕FINK, Rachel appointeddirector
- 2019-09-01➖ENGEL, Aron resigneddirector
- 2017-12-06🏢Company incorporatedAs AROSH LIMITED
- 2017-12-06➕FINK, Shlomo appointeddirector
- 2017-12-06➕ENGEL, Aron appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Rachel Fink Individual · British · DOB 12/1987 · age 39 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/09/2019 |
Mr Shlomo Fink Individual · British · DOB 01/1988 · age 38 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/12/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AIMD INVESTMENT LTD→ 16183406 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
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| AROSH FINANCE LTD→ 11715861 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ASCOT INVESTMENT MANAGEMENT LIMITED→ 04432573 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ASHLEY BENNETT MORTGAGES LTD→ 13144797 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ASSET FINANCE.CO.UK. LIMITED→ 12252222 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-12-06
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
18 Britannia Gardens
Westcliff-On-Sea
SS0 8BN
United Kingdom
Filing status
Accounts
Next due: 2026-09-28
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-10
Last: 2026-04-26
Officers (2 active · 1 resigned)
FINK, Rachel→
Activedirector · ~39y · appointed 2019-09-01
View their other companies + combined net worth →
FINK, Shlomo→
Activedirector · ~38y · appointed 2017-12-06
View their other companies + combined net worth →
ENGEL, Aron→
Resigneddirector · ~39y · appointed 2017-12-06 · resigned 2019-09-01
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 28/03/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-06-28
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-06-23
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-13
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-12-23
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-09-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-15
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-09-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-03
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-25
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-31