ALLDAY PROPERTY LIMITED
🏛️Establishedactive
11147391 · ltd · incorporated 2018-01-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
9 live charges · 2 lenders · oldest 8.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 8.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
6
filings
- • 6 mortgage
Last 90 days
6
filings
- • 6 mortgage
Last 180 days
6
filings
- • 6 mortgage
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-07-01🔒Charge registered #9Lender: Aldermore Bank PLC
- 2026-07-01🔒Charge registered #8Lender: Aldermore Bank PLC
- 2026-07-01🔒Charge registered #7Lender: Aldermore Bank PLC
- 2026-07-01🔒Charge registered #6Lender: Aldermore Bank PLC
- 2026-07-01🔒Charge registered #5Lender: Aldermore Bank PLC
- 2026-07-01🔒Charge registered #4Lender: Aldermore Bank PLC
- 2025-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-08🔒Charge registered #3Lender: Paragon Bank PLC
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-13📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2022-10-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-25📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2022-08-25📄capital-allotment-sharescapital · SH01
- 2021-08-12📄memorandum-articlesincorporation · MA
- 2021-07-22📄resolutionresolution · RESOLUTIONS
- 2021-04-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-01🔒Charge registered #2Lender: Paragon Bank PLC
- 2018-05-01🔒Charge registered #1Lender: Paragon Bank PLC
- 2018-01-12🏢Company incorporatedAs ALLDAY PROPERTY LIMITED
- 2018-01-12➕STEPHENS, James Alexander appointeddirector
- 2018-01-12➕STEPHENS, Kathryn Elizabeth appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 low6 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-07-01: A registered charge; 2026-07-01: A registered charge; 2026-07-01: A registered charge
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Kathryn Elizabeth Stephens Individual · British · DOB 04/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 12/01/2018 |
Mr James Alexander Stephens Individual · British · DOB 06/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 12/01/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · FY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABL PROPERTY LIMITED→ 15170787 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABO INVESTMENTS LTD→ 12255836 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AISLING PROPERTY LIMITED→ 11037881 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AKSHIRE LIMITED→ 11595392 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AL-KEM LTD→ 16970477 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALEXANDRA JAMES APARTMENTS LTD→ 12424014 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALINAZ PROPERTY LTD→ 12679186 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALL 5 STAR FACILITIES LTD→ 14788223 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ALLEN ESTATES & HOLDINGS LTD→ 16645184 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALLETS LTD→ 15797523 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALLITT PROPERTIES LTD→ 13502492 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALLPORT CLAYTON PROPERTY INVESTING LTD→ 12479214 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-01-12
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Beckett House Wyrefields
Poulton Industrial Estate
Poulton-Le-Fylde
FY6 8JX
United Kingdom
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-25
Last: 2026-01-11
Officers (2 active · 0 resigned)
STEPHENS, James Alexander→
Activedirector · ~51y · appointed 2018-01-12
View their other companies + combined net worth →
STEPHENS, Kathryn Elizabeth→
Activedirector · ~51y · appointed 2018-01-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
9
Outstanding
2
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 01/07/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 01/07/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 01/07/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 01/07/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 01/07/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 01/07/2026 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/11/2023 | — | |
| outstanding | Paragon Paragon Bank PLC / Paragon Mortgages (2010) Limited | A registered charge | — | 01/05/2018 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 01/05/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-03
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-29
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-13
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-28