ALOCO GROUP LIMITED
🏛️Establishedactive
11147572 · ltd · incorporated 2018-01-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed asset-holding vehicle — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 1.4y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.4 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 capital
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-01-29📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-12-27📄memorandum-articlesincorporation · MA
- 2025-12-18📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-12-18📄legacycapital · SH20
- 2025-12-18⚠️legacyinsolvency · CAP-SS
- 2025-12-18📄resolutionresolution · RESOLUTIONS
- 2025-12-17📄capital-allotment-sharescapital · SH01
- 2025-10-29📄capital-return-purchase-own-sharescapital · SH03
- 2025-09-25📄accounts-with-accounts-type-groupaccounts · AA
- 2025-09-23📄capital-cancellation-sharescapital · SH06
- 2025-02-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-11🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2024-10-09📄capital-return-purchase-own-sharescapital · SH03
- 2024-09-30📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-17📄resolutionresolution · RESOLUTIONS
- 2024-09-13📄capital-cancellation-sharescapital · SH06
- 2024-09-12➖STEWART, Alister resigneddirector
- 2024-09-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-07-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-18📄accounts-with-accounts-type-groupaccounts · AA
- 2022-12-12📄accounts-with-accounts-type-groupaccounts · AA
- 2022-08-04📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-22➕SPRATLING, Graham Neil appointedsecretary
- 2019-01-30➖TAYLOR, Paul Robert resigneddirector
- 2018-11-15➕CAMPBELL, John Scott appointeddirector
- 2018-11-15➕HILL, Laurence Edward appointeddirector
- 2018-11-15➕STEWART, Andrew James appointeddirector
- 2018-11-15➕TAYLOR, Paul Robert appointeddirector
- 2018-01-12🏢Company incorporatedAs ALOCO GROUP LIMITED
- 2018-01-12➕STEWART, Alister appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
Red flags
1 high ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-12-18: legacy
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew James Stewart Individual · British · DOB 07/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 23/08/2019 |
1 historic (ceased) PSC
- Mr Alister Stewartceased 12/09/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AKERS COURT (WALTHAM CROSS) MANAGEMENT COMPANY LIMITED→ 05838859 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ALB GROUP HOLDINGS LTD→ 14621473 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ALBAN COURT MANAGEMENT COMPANY LIMITED→ 09879471 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ALBAN RTM COMPANY LIMITED→ 06379131 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ALBENY GATE 1 RTM COMPANY LTD→ 15889369 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALBENY GATE 4 RTM COMPANY LTD→ 15889384 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALBENY GATE RESIDENTS COMPANY LTD→ 15997903 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALEE MANAGEMENT SERVICES LTD→ 15455962 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALEXANDRA SQUARE MANAGEMENT COMPANY LIMITED→ 04233738 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-01-12
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Alchemy Ground Floor East
Bessemer Road
Welwyn Garden City
Hertfordshire
AL7 1HE
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-25
Last: 2026-01-11
Officers (4 active · 2 resigned)
SPRATLING, Graham Neil→
Activesecretary · appointed 2020-09-22
View their other companies + combined net worth →
CAMPBELL, John Scott→
Activedirector · ~62y · appointed 2018-11-15
View their other companies + combined net worth →
HILL, Laurence Edward→
Activedirector · ~55y · appointed 2018-11-15
View their other companies + combined net worth →
STEWART, Andrew James→
Activedirector · ~47y · appointed 2018-11-15
View their other companies + combined net worth →
STEWART, Alister→
Resigneddirector · ~74y · appointed 2018-01-12 · resigned 2024-09-12
TAYLOR, Paul Robert→
Resigneddirector · ~44y · appointed 2018-11-15 · resigned 2019-01-30
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/02/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (58 total)
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2026-01-29
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-20
memorandum-articles
incorporation · MA
2025-12-27
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-12-18
legacy
capital · SH20
2025-12-18
legacy
insolvency · CAP-SS
2025-12-18
resolution
resolution · RESOLUTIONS
2025-12-18
capital-allotment-shares
capital · SH01
2025-12-17
capital-return-purchase-own-shares
capital · SH03
2025-10-29
accounts-with-accounts-type-group
accounts · AA
2025-09-25
capital-cancellation-shares
capital · SH06
2025-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-14
capital-return-purchase-own-shares
capital · SH03
2024-10-09
accounts-with-accounts-type-group
accounts · AA
2024-09-30