ABER CO-LIVING LIMITED
🏛️Establishedactive
11169964 · ltd · incorporated 2018-01-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-289.2k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 76/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 7.7y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.7 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £289,200
Cash draining
Cash down 70% YoY
Cash YoY
-70%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£11k
↓ 70% YoY
Net Worth
-£289k
↑ 15% YoY
Current Assets
£11k
↓ 70% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.44M | £1.46M |
| Current assets | £10.9k | £36.5k |
| Cash | £10.9k | £36.4k |
| Debtors | — | £88 |
| Net assets | £-289.2k | £-338.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-07📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-05-08📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-04-15📄gazette-notice-compulsorygazette · GAZ1
- 2024-12-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-27📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-04-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-04-19➖SELLERS, Emma Elizabeth resigneddirector
- 2024-04-16📄gazette-notice-compulsorygazette · GAZ1
- 2023-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-15🔓Charge satisfied #4
- 2021-06-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-09🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2021-04-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-18🔓Charge satisfied #1
- 2019-10-17🔒Charge registered #4Lender: Omg Properties Limited (Crn: 10743479)
- 2019-02-21🔒Charge registered #3Lender: Shawbrook Bank Limited
- 2019-02-21🔒Charge registered #2Lender: Trustees of the Icurious Ssas
- 2018-10-19🔒Charge registered #1Lender: Trustees of the Windsong Asset Management Ssas
- 2018-01-25🏢Company incorporatedAs ABER CO-LIVING LIMITED
- 2018-01-25➕ATKINS, Nicholas Geoffrey appointeddirector
- 2018-01-25➕ATKINS, Rowena Christian appointeddirector
- 2018-01-25➕SELLERS, Stephen Robert appointeddirector
- 2018-01-25➕SELLERS, Emma Elizabeth appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
2 corporate shareholders identified. Group structure is distributed.
🏛️significant stake
Fairlead Property Ltd
Corporate parent · holds 25-50% shares · board control
🏛️significant stake
Air Balloon Group Ltd
Corporate parent · holds 25-50% shares · board control
⬇
ABER CO-LIVING LIMITED
This company · 11169964
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Fairlead Property Ltd Corporate entity | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/01/2018 |
Air Balloon Group Ltd Corporate entity | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/01/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABACULUS LIMITED→ 10288814 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABBOTTS ACRES LIMITED→ 16371327 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABL GROUP LTD→ 15740307 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABOW PROPERTY LTD→ 14022215 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ABRO PROPERTIES (MANAGEMENT) LIMITED→ 03276233 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| ABSOLUTE SOUTHERN LTD→ 16881464 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AC PORTSMOUTH PROPERTY LTD→ 16410486 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AC PROPERTY HOLDINGS LTD→ 09564693 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AC SOUTHERN PROPERTIES LIMITED→ 10205429 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AC&C ENTERPRISES LIMITED→ 16928885 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACA PROPERTIES LTD→ 06831740 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ACCESS 4/20 MANAGEMENT LIMITED→ 05860988 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-01-25
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Windsong
Ferry Road
Hayling Island
PO11 0DG
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-07
Last: 2026-01-24
Officers (3 active · 1 resigned)
ATKINS, Nicholas Geoffrey→
Activedirector · ~65y · appointed 2018-01-25
View their other companies + combined net worth →
ATKINS, Rowena Christian→
Activedirector · ~56y · appointed 2018-01-25
View their other companies + combined net worth →
SELLERS, Stephen Robert→
Activedirector · ~53y · appointed 2018-01-25
View their other companies + combined net worth →
SELLERS, Emma Elizabeth→
Resigneddirector · ~49y · appointed 2018-01-25 · resigned 2024-04-19
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
3
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 09/06/2021 | — | |
| satisfied | Omg Properties (Crn: 10743479) Omg Properties Limited (Crn: 10743479) | A registered charge | 1 property | 17/10/2019 | 15/06/2021 | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 21/02/2019 | — | |
| outstanding | Trustees of the Icurious Ssas | A registered charge | 1 property | 21/02/2019 | — | |
| satisfied | Trustees of the Windsong Asset Management Ssas | A registered charge | 1 property | 19/10/2018 | 18/10/2019 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (34 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
gazette-filings-brought-up-to-date
gazette · DISS40
2025-06-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-06
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-05-08
gazette-notice-compulsory
gazette · GAZ1
2025-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-26
change-person-director-company-with-change-date
officers · CH01
2024-07-19
gazette-filings-brought-up-to-date
gazette · DISS40
2024-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-24
termination-director-company-with-name-termination-date
officers · TM01
2024-04-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-24
gazette-notice-compulsory
gazette · GAZ1
2024-04-16
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-15