CHAUHAN & PUTJATINS ESTATES LIMITED
- 68100Buying and selling of own real estate
- 68209Other letting and operating of own or leased real estate
Opportunity 65/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 13 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
25 live charges · 13 lenders · oldest 7.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.2 years old — likely at or near maturity.
- · 13 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £3.20M | £2.60M |
| Current assets | £706.6k | £592.7k |
| Cash | £750 | — |
| Debtors | £705.8k | — |
| Net assets | £51.6k | £101.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 mortgage
- • 1 confirmation-statement
- • 1 mortgage
- • 1 accounts
Corporate timeline (58 events)Click to expand
- 2026-04-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-31🔒Charge registered #25Lender: Romaco Spv 2 Limited
- 2025-12-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-19🔒Charge registered #24Lender: Lendco Limited
- 2025-09-19🔓Charge satisfied #22
- 2025-09-19🔓Charge satisfied #21
- 2025-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-25🔒Charge registered #23Lender: Romaco Spv 10 Limited
- 2025-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-10🔒Charge registered #22Lender: Romaco Spv 2 Limited
- 2025-04-10🔒Charge registered #21Lender: Romaco Spv 2 Limited
- 2024-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-30🔒Charge registered #20Lender: Shawbrook Bank Limited
- 2024-07-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-29🔒Charge registered #19Lender: Paratus Amc Limited
- 2024-07-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-28🔒Charge registered #18Lender: Romaco Spv 2 Limited
- 2024-02-20📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-12-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-14🔒Charge registered #17Lender: Romaco Spv 2 Limited
- 2023-12-14🔒Charge registered #16Lender: Romaco Spv 2 Limited
- 2023-12-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-29🔓Charge satisfied #13
- 2023-11-29🔓Charge satisfied #12
- 2023-11-28🔒Charge registered #15Lender: Hampshire Trust Bank PLC (01311315)
- 2023-06-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-21🔒Charge registered #14Lender: Lendinvest Btl Limited
- 2023-05-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-16🔓Charge satisfied #9
- 2023-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-30🔒Charge registered #13Lender: Romaco Spv 2 Limited
- 2022-11-30🔒Charge registered #12Lender: Romaco Spv 2 Limited
- 2022-03-01🔒Charge registered #11Lender: Onesavings Bank PLC
- 2021-10-29🔒Charge registered #10Lender: Together Commercial Finance Limited
- 2021-06-04🔒Charge registered #9Lender: Together Commercial Finance Limited
- 2021-06-04🔒Charge registered #8Lender: Together Commercial Finance Limited
- 2021-03-11🔓Charge satisfied #6
- 2021-03-11🔓Charge satisfied #5
- 2021-02-26🔒Charge registered #7Lender: Paragon Bank PLC
- 2020-10-30🔒Charge registered #6Lender: Lendinvest Security Trustees Limited
- 2020-10-30🔒Charge registered #5Lender: Lendinvest Security Trustees Limited
- 2020-09-16🔓Charge satisfied #3
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CHAUHAN" — strong identity link between founder and business.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-31: A registered charge; 2025-09-19: A registered charge; 2025-06-25: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Aleksandrs Putjatins Individual · Latvian · DOB 09/1987 · age 39 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 30/01/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 1 property | 31/03/2026 | — | |
| outstanding | Lendco Lendco Limited | A registered charge | 2 properties | 19/09/2025 | — | |
| outstanding | Romaco Spv 10 Romaco Spv 10 Limited | A registered charge | 1 property | 25/06/2025 | — | |
| satisfied | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 3 properties | 10/04/2025 | 19/09/2025 | |
| satisfied | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 3 properties | 10/04/2025 | 19/09/2025 | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 3 properties | 30/09/2024 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 29/07/2024 | — | |
| outstanding | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | — | 28/06/2024 | — | |
| outstanding | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 1 property | 14/12/2023 | — | |
| outstanding | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 1 property | 14/12/2023 | — | |
| outstanding | Hampshire Trust Bank (01311315) Hampshire Trust Bank PLC (01311315) | A registered charge | 4 properties | 28/11/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 21/06/2023 | — | |
| satisfied | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 2 properties | 30/11/2022 | 29/11/2023 | |
| satisfied | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 2 properties | 30/11/2022 | 29/11/2023 | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 01/03/2022 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 29/10/2021 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/06/2021 | 16/05/2023 | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/06/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 26/02/2021 | — | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 30/10/2020 | 11/03/2021 | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 30/10/2020 | 11/03/2021 | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 27/08/2020 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/10/2019 | 16/09/2020 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 04/10/2019 | 16/09/2020 | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 03/04/2019 | — |