APPLEBY WEALTH MANAGEMENT LTD

💤Zombieactive

11180852 · ltd · incorporated 2018-01-31

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2025

Net worth

£-6.8k

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

ALSO REGISTERED FOR

66290Other activities auxiliary to insurance and pension funding
70221Financial management
70229Management consultancy activities other than financial management

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (2 active, 4 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

20 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Negative net assets

Liabilities exceed assets by £6,783

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

-£7k

~ YoY

Current Assets

£630

~ YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-01-31	2024-01-31
Total assets	£-6.8k	£-6.8k
Current assets	£630	£630
Net assets	£-6.8k	£-6.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (19 events)Click to expand

2025-10-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-29
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-02-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-06
📄
accounts-with-accounts-type-dormant
accounts · AA
2020-06-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-07-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-08-19
➕
HANKIN, Aileen Claire appointed
secretary
2018-08-19
➖
APPLEBY, James Thomas Vernon resigned
secretary
2018-08-19
➖
APPLEBY, James Thomas Vernon resigned
director
2018-08-19
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2018-08-19
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2018-08-19
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2018-08-19
📄
termination-director-company-with-name-termination-date
officers · TM01
2018-01-31
🏢
Company incorporated
As APPLEBY WEALTH MANAGEMENT LTD
2018-01-31
➕
HANKIN, Aileen Claire appointed
director
2018-01-31
➕
APPLEBY, James Thomas Vernon appointed
secretary
2018-01-31
➕
APPLEBY, James Thomas Vernon appointed
director
2018-01-31
📄
incorporation-company
incorporation · NEWINC

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

55/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr James Thomas Vernon Appleby Individual · British · DOB 09/1966 · age 60	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	31/01/2018
Ms Aileen Claire Hankin Individual · Irish · DOB 08/1966 · age 60	—	—	sig. influencesignificant influence · firm interest	19/08/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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BRIDGING VAT LIMITED→ 11374033 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
BROOM MORTGAGES AND WEALTH LTD→ 13366433 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
BURLEIGH MANAGEMENT LIMITED→ 08553816 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
BURNDEN PEPPER LIMITED→ 06035252 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
BUTTONS FINANCING LTD→ 13266990 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
BV10 LIMITED→ 12010069 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
BV100 LIMITED→ 12195296 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
BV103 LIMITED→ 14850074 · est 2023 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2018-01-31

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

64 Shrub End Road

Colchester

Essex

CO3 4RX

United Kingdom

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2027-02-13

Last: 2026-01-30

Officers (2 active · 2 resigned)

HANKIN, Aileen Claire→

secretary · appointed 2018-08-19

View their other companies + combined net worth →

Active

HANKIN, Aileen Claire→

director · ~60y · appointed 2018-01-31

View their other companies + combined net worth →

Active

APPLEBY, James Thomas Vernon→

secretary · appointed 2018-01-31 · resigned 2018-08-19

Resigned

APPLEBY, James Thomas Vernon→

director · ~60y · appointed 2018-01-31 · resigned 2018-08-19

Resigned

Click a director name to see their full track record across all companies.