786 CHILDCARE LIMITED
- · Oldest live charge 8.1y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 8.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £1.29M | £1.09M |
| Current assets | £1.25M | £1.10M |
| Cash | £112.2k | £15.3k |
| Debtors | £1.13M | £1.08M |
| Net assets | £1.22M | £1.06M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (15 events)Click to expand
- 2026-04-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-04-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-01-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-03-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-04-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-02-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-12📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2018-06-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-06-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-05-31🔒Charge registered #1Lender: Hsbc Bank PLC
- 2018-02-09🏢Company incorporatedAs 786 CHILDCARE LIMITED
- 2018-02-09➕CHOUDHURY, Jenny Louise appointeddirector
- 2018-02-09➕CHOUDHURY, Parvij appointeddirector
- 2018-02-09📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Parvij Choudhury Individual · British · DOB 12/1976 · age 50 | 25–50% | — | 25-50% shares | 09/02/2018 |
Mrs Jenny Louise Choudhury Individual · British · DOB 11/1980 · age 46 | 25–50% | — | 25-50% shares | 09/02/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 31/05/2018 | — |