4C FINANCIAL TECHNOLOGY LTD
💤Zombieactive
11212864 · ltd · incorporated 2018-02-19
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 5.3y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-03-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-03-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-03-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-29📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-09-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-08-09📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2022-07-05📄gazette-notice-compulsorygazette · GAZ1
- 2022-03-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-24➖COPPLESTONE, Francis Anthony resigneddirector
- 2021-11-03📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-07-29➕COPPLESTONE, Francis Anthony appointeddirector
- 2021-07-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-05-20📄resolutionresolution · RESOLUTIONS
- 2021-04-15📄resolutionresolution · RESOLUTIONS
- 2021-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-01-08🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2019-03-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-02-19🏢Company incorporatedAs 4C FINANCIAL TECHNOLOGY LTD
- 2018-02-19➕PEMBERTON, Christian Matthew appointeddirector
- 2018-02-19📄incorporation-companyincorporation · NEWINC
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christian Matthew Pemberton Individual · Australian · DOB 09/1974 · age 52 | 75–100% | — | 75-100% shares | 19/02/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Professional services · N postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4 CONSULTANCY SERVICES LTD→ 11234190 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 45BLACK LIMITED→ 16860363 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4ANSWER LTD→ 09951349 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 4C BIOMED LIMITED→ 12584675 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 4D CAPITAL LTD→ 11728279 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 4KS ACCOUNTANCY LTD→ 16883176 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 5 PHASE LTD→ 16706339 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 5ALPHA AVIATION LTD→ 13791777 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 5CG CONSULTANCY LTD→ 16985483 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 5D ARCHITECTS LIMITED→ 07808031 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 5G CONSULTANCY SOLUTIONS LIMITED→ 10082628 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 5GA2S LTD→ 15176008 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-02-19
Jurisdictionengland-wales
Primary SIC70221 — Financial management
Registered office
20-22 Wenlock Road
London
N1 7GU
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-03-03
Last: 2026-02-17
Officers (1 active · 1 resigned)
PEMBERTON, Christian Matthew→
Activedirector · ~52y · appointed 2018-02-19
View their other companies + combined net worth →
COPPLESTONE, Francis Anthony→
Resigneddirector · ~58y · appointed 2021-07-29 · resigned 2022-03-24
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 08/01/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (25 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-03-26
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-19
accounts-with-accounts-type-dormant
accounts · AA
2025-03-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-02
accounts-with-accounts-type-dormant
accounts · AA
2024-03-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-01
gazette-filings-brought-up-to-date
gazette · DISS40
2022-09-29
accounts-with-accounts-type-dormant
accounts · AA
2022-09-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-28
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2022-08-09
gazette-notice-compulsory
gazette · GAZ1
2022-07-05
termination-director-company-with-name-termination-date
officers · TM01
2022-03-29
change-account-reference-date-company-current-extended
accounts · AA01
2021-11-03