ADEPT PARTNERS LIMITED
🏛️Establishedactive
11218554 · ltd · incorporated 2018-02-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 70229Management consultancy activities other than financial management
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 8.1y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 |
|---|---|
| Average employees | 2 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 incorporation
Last 90 days
4
filings
- • 1 incorporation
- • 1 resolution
- • 1 capital
Last 180 days
5
filings
- • 1 incorporation
- • 1 resolution
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-05-03📄memorandum-articlesincorporation · MA
- 2026-04-15📄resolutionresolution · RESOLUTIONS
- 2026-04-14📄capital-name-of-class-of-sharescapital · SH08
- 2025-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-06📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-06-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-30🔒Charge registered #2Lender: Allica Financial Services Limited
- 2024-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-22➕CARTER, Susan Louise appointeddirector
- 2022-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-04-23🔒Charge registered #1Lender: Nicholas Carter
- 2018-02-21🏢Company incorporatedAs ADEPT PARTNERS LIMITED
- 2018-02-21➕CARTER, Susan Louise appointedsecretary
- 2018-02-21➕CARTER, Nicholas Christopher appointeddirector
- 2018-02-21📄incorporation-companyincorporation · NEWINC
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Susan Louise Carter Individual · British · DOB 06/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 21/02/2018 |
Mr Nicholas Christopher Carter Individual · British · DOB 12/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 21/02/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 44 BLACK DIAMONDS LTD→ 12148709 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 5 CONSULTING (INVESTMENTS) LTD→ 11662740 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A BLOOM FINANCIAL SERVICES LTD→ 13965260 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A L MARKEY INVESTMENT CO LTD→ 12743449 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AB1 INVESTMENTS LTD→ 09463507 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ABBEY BUSINESS INTERIORS TRUSTEES LIMITED→ 15242511 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCESS UNDERWRITING LIMITED→ 03880990 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| ACORN FINANCE LIMITED→ 04040964 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ACORN FINANCIAL PLANNING LTD→ 08580073 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACORN GROUP PENSION ADMIN LTD→ 08535925 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ADEPT BUSINESS FINANCE LIMITED→ 15301212 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADLESTROP ASSOCIATES LTD→ 15710116 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-02-21
Jurisdictionengland-wales
Primary SIC64304 — Activities of open-ended investment companies
Registered office
20 Fereby Close
Chipping Campden
Gloucestershire
GL55 6ET
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-06
Last: 2026-02-20
Officers (3 active · 0 resigned)
CARTER, Susan Louise→
Activesecretary · appointed 2018-02-21
View their other companies + combined net worth →
CARTER, Nicholas Christopher→
Activedirector · ~62y · appointed 2018-02-21
View their other companies + combined net worth →
CARTER, Susan Louise→
Activedirector · ~59y · appointed 2023-05-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allica Bank Allica Financial Services Limited | A registered charge | — | 30/05/2025 | — | |
| outstanding | Nicholas Carter | A registered charge | — | 23/04/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
memorandum-articles
incorporation · MA
2026-05-03
resolution
resolution · RESOLUTIONS
2026-04-15
capital-name-of-class-of-shares
capital · SH08
2026-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-16
change-account-reference-date-company-previous-extended
accounts · AA01
2025-08-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-29
appoint-person-director-company-with-name-date
officers · AP01
2023-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-25