AAZ ESTATES LIMITED
🏛️Establishedactive
11221606 · ltd · incorporated 2018-02-23
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
4 live charges · 4 lenders · oldest 7.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-12-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-04-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-04-27🔒Charge registered #4Lender: The Mortgage Lender Limited
- 2022-12-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-30🔒Charge registered #3Lender: Aldermore Bank PLC
- 2020-10-18📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-09-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-08-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-11-22📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2018-09-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-08-30🔒Charge registered #2Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2018-07-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-07-26➕ANWAR, Hasina appointeddirector
- 2018-07-25🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2018-02-23🏢Company incorporatedAs AAZ ESTATES LIMITED
- 2018-02-23➕ZAMEER, Ammad appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ammad Zameer Individual · British · DOB 09/1982 · age 44 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 23/02/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AA PROPCO LTD→ 10607770 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AAA INVESTMENTS (NW) LTD→ 16185412 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AAAZ INVESTMENTS LTD→ 13282442 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AAG FIC LIMITED→ 09511086 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AAMYRA LIMITED→ 15186727 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AAR INVESTMENTS LTD→ 06795998 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| AASH PROPERTY LIMITED→ 14785804 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AAZEEN PROPERTIES LTD→ 14934488 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABBEY LN LTD→ 12851176 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABC APARTMENTS LTD→ 06759915 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ABDUL ESTATES LTD→ 16251011 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABIFY UK LTD→ 12652777 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-02-23
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
620a Manchester Road
Westhoughton
Bolton
BL5 3JD
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-15
Last: 2025-09-01
Officers (2 active · 0 resigned)
ANWAR, Hasina→
Activedirector · ~54y · appointed 2018-07-26
View their other companies + combined net worth →
ZAMEER, Ammad→
Activedirector · ~44y · appointed 2018-02-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 27/04/2023 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 30/10/2020 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 30/08/2018 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 25/07/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-04-27
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-11-03
change-account-reference-date-company-previous-extended
accounts · AA01
2020-10-18