ASSET LOAN MANAGEMENT LIMITED

💤Zombieactive
11231090 · ltd · incorporated 2018-02-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Feb 2025
Net worth
book net assets
Opportunity
76/100
Strong
🔔
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Feb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-02-282024-02-28

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2026-02-09
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-09-23
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  3. 2025-06-10
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  4. 2025-05-13
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  5. 2025-02-17
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2024-01-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2024-01-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2024-01-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2023-11-16
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2023-02-14
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2021-11-25
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2021-02-25
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2019-11-04
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  14. 2018-02-28
    🏢
    Company incorporated
    As ASSET LOAN MANAGEMENT LIMITED
  15. 2018-02-28
    LODHI, Razi appointed
    director
  16. 2018-02-28
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Razi Khan Lodhi
Individual · British · DOB 08/1960 · age 66
75100%
75–100%board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · trust interest · firm interest28/02/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-02-28
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

18 Gladstone Road
Omega Suite
Croydon
CR0 2BQ
England

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-11
Last: 2026-02-25

Officers (1 active · 0 resigned)

LODHI, Razi
director · ~66y · appointed 2018-02-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (22 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-12
accounts-with-accounts-type-dormant
accounts · AA
2026-02-09
gazette-filings-brought-up-to-date
gazette · DISS40
2025-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-22
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-06-10
gazette-notice-compulsory
gazette · GAZ1
2025-05-13
accounts-with-accounts-type-dormant
accounts · AA
2025-02-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-15
accounts-with-accounts-type-dormant
accounts · AA
2023-11-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-13
accounts-with-accounts-type-dormant
accounts · AA
2023-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-28