AJF PROPERTY LIMITED
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 6.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £165.0k | — |
| Current assets | £2.6k | — |
| Net assets | £5.7k | — |
| Average employees | — | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
Corporate timeline (17 events)Click to expand
- 2025-08-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-21🔓Charge satisfied #1
- 2022-12-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-11-02🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2021-09-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-10-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-10-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-15🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2018-03-06🏢Company incorporatedAs AJF PROPERTY LIMITED
- 2018-03-06➕FAIRHALL, Alexander James appointeddirector
- 2018-03-06📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alexander James Fairhall Individual · British · DOB 01/1986 · age 40 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/03/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · SO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&B UK PROPERTIES LTD→ 13901883 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AC DEVELOPMENTS HAMPSHIRE LTD→ 15109666 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADDISON ESTATE AGENTS LIMITED→ 15825658 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AESTHETIC HOUSE LIMITED→ 13269388 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AGENTDOUBLE LIMITED→ 02584435 · est 1991 · no financials extracted | — | — | — | — | 35y | — | — |
| AGILE ICT PROPERTY HOLDINGS LIMITED→ 06600695 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| AION KAIROS LTD→ 15185046 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AKAAL PROPERTY DEVELOPMENT LTD→ 09903868 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AL GL INVESTMENTS LTD→ 16356960 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALBERTO HOMES LIMITED→ 04043858 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ALBION LETTINGS LTD→ 17006047 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALCHEMIST RESIDENTIAL LIMITED→ 10523095 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 02/11/2021 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 15/10/2019 | 21/12/2022 |