MORTGAGE CUBE LTD
🏛️Establishedactive
11242709 · ltd · incorporated 2018-03-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£483
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £483
Net assets shrinking
Down £3,162 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£483
↓ 87% YoY
Current Assets
£148k
↑ 39% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £119.7k | £81.9k |
| Current assets | £148.2k | £106.7k |
| Net assets | £483 | £3.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-11-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-01📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-01📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-01-20📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-20📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-29✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2021-11-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-06-25📄resolutionresolution · RESOLUTIONS
- 2021-06-25📄capital-name-of-class-of-sharescapital · SH08
- 2021-04-06➕EARL-BAYLISS, Laura Jayne appointeddirector
- 2020-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-03-08🏢Company incorporatedAs MORTGAGE CUBE LTD
- 2018-03-08➕BAYLISS, Alexander David appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alexander David Bayliss Individual · British · DOB 08/1987 · age 39 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 08/03/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · TQ postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LOWRIE BROKERS LTD→ 16847168 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| M P WARREN LIMITED→ 04614572 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| MACAULAY CAPITAL PLC→ 14105915 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MASKERY WM LTD→ 16642327 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MERMAID MORTGAGES LTD→ 14375537 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MOORLAND VIEW SOUTH WEST LIMITED→ 13684641 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MORTGAGE ASSIST LIMITED→ 05099921 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| MRC BUSINESS FINANCE LTD→ 14811760 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MY CLAIM SOLVED LIMITED→ 07718504 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| MY CLAIMS SOLVED.COM LIMITED→ 07742455 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| NAVIGATION FINANCIAL PLANNING LIMITED→ 11667897 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| NEIGHBOURHOOD CAPITAL LTD→ 15198616 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-03-08
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Iaw Accountancy
New Road
Brixham
Devon
TQ5 8LZ
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-03
Last: 2025-10-20
Officers (2 active · 0 resigned)
BAYLISS, Alexander David→
Activedirector · ~39y · appointed 2018-03-08
View their other companies + combined net worth →
EARL-BAYLISS, Laura Jayne→
Activedirector · ~42y · appointed 2021-04-06
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (31 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-28
change-person-director-company-with-change-date
officers · CH01
2024-08-01
change-person-director-company-with-change-date
officers · CH01
2024-08-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-06-14
change-person-director-company-with-change-date
officers · CH01
2023-01-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-01-20
change-person-director-company-with-change-date
officers · CH01
2023-01-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-01-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22