ARNFIELD HOLDINGS LIMITED
Opportunity 74/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
7 live charges · 3 lenders · oldest 7.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (35 events)Click to expand
- 2025-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-29🔒Charge registered #7Lender: Allica Bank Limited
- 2024-01-29🔒Charge registered #6Lender: Allica Bank Limited
- 2023-09-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-03-16📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2023-03-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-16➕KNOWLES, Paul Anthony appointeddirector
- 2022-09-16➖KNOWLES, Paul Anthony resigneddirector
- 2022-08-16➖KEENAN, Paul resigneddirector
- 2022-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-12-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-01➖KEENAN, Patricia Mary resigneddirector
- 2020-02-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-14🔒Charge registered #5Lender: Aib Group (UK) PLC
- 2019-10-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-12-19🔒Charge registered #4Lender: Aib Group (UK) P.L.C.
- 2018-12-19🔒Charge registered #3Lender: Aib Group (UK) P.L.C.
- 2018-12-19🔒Charge registered #2Lender: Aib Group (UK) P.L.C.
- 2018-07-02➕FRENCH, Elaine Carole appointeddirector
- 2018-07-02➕RELF, Wayne Nelson appointeddirector
- 2018-07-02➕KEENAN, Patricia Mary appointeddirector
- 2018-07-02➕KNOWLES, Paul Anthony appointeddirector
- 2018-07-02🔒Charge registered #1Lender: Aib Group (UK) P.L.C.
- 2018-03-09🏢Company incorporatedAs ARNFIELD HOLDINGS LIMITED
- 2018-03-09➕KEENAN, Paul appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Anthony Knowles Individual · British · DOB 11/1978 · age 48 | 25–50% | — | 25-50% shares | 02/07/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 29/01/2024 | — | |
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 29/01/2024 | — | |
| outstanding | Aib Group (UK) Aib Group (UK) PLC | A registered charge | 1 property | 14/02/2020 | — | |
| outstanding | Aib Group (UK) P.L.C. | A registered charge | — | 19/12/2018 | — | |
| outstanding | Aib Group (UK) P.L.C. | A registered charge | — | 19/12/2018 | — | |
| outstanding | Aib Group (UK) P.L.C. | A registered charge | — | 19/12/2018 | — | |
| outstanding | Aib Group (UK) P.L.C. | A registered charge | — | 02/07/2018 | — |