8L INVESTMENTS LTD
Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 7.5y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.5 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £150.8k | £150.3k |
| Current assets | £13.7k | £14.2k |
| Net assets | £14.4k | £9.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 address
Corporate timeline (22 events)Click to expand
- 2026-02-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-28🔒Charge registered #4Lender: Charter Court Financial Services Limited
- 2023-11-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-05-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-10🔒Charge registered #3Lender: Charter Court Financial Services LTD
- 2019-02-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-02-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-02-08🔒Charge registered #2Lender: Charter Court Financial Services Limited
- 2019-02-08🔒Charge registered #1Lender: Paragon Bank PLC
- 2018-04-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-03-28📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2018-03-19🏢Company incorporatedAs 8L INVESTMENTS LTD
- 2018-03-19➕KOTECHA, Alpa appointeddirector
- 2018-03-19➕KOTECHA, Raj Dalpat appointeddirector
- 2018-03-19📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Raj Dalpat Kotecha Individual · British · DOB 08/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 19/03/2018 |
Ms Alpa Kotecha Individual · British · DOB 02/1983 · age 43 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 19/03/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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| A & A RENTALS LTD→ 12366336 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A A & K LETTINGS LIMITED→ 12030668 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A&A MODERN PROPERTIES LTD→ 15228487 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
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| A2GR LIMITED→ 11545344 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 28/05/2024 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services LTD | A registered charge | 1 property | 10/05/2019 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 08/02/2019 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/02/2019 | — |