BANKS GROUP HOLDINGS LIMITED
🏛️Establishedactive
11269831 · ltd · incorporated 2018-03-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 4 lenders · oldest 8.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.0 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
13 officers (5 active, 13 linked, 10 with DOB)
85
Ownership & PSC
4 active PSC(s) of 6 total, 6 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
61
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 2 persons-with-significant-control
- • 1 accounts
- • 1 auditors
Last 180 days
14
filings
- • 5 persons-with-significant-control
- • 5 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
- 2026-06-07📄accounts-with-accounts-type-groupaccounts · AA
- 2026-05-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-05-12📄auditors-resignation-companyauditors · AUD
- 2026-05-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-04-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-04-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-04-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-01🔓Charge satisfied #3
- 2026-04-01🔓Charge satisfied #2
- 2026-03-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-25🔒Charge registered #6Lender: H & J Banks Investments Limited (11269789)
- 2026-03-25🔒Charge registered #5Lender: Lloyds Bank PLC
- 2026-03-25🔒Charge registered #4Lender: Lloyds Bank PLC
- 2026-02-12📄resolutionresolution · RESOLUTIONS
- 2026-01-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-12-31➖MARTIN, David Joseph resignedsecretary
- 2025-12-19📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-12-15➕SPETCH, Anne Catherine Spetch appointedsecretary
- 2025-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-08-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-08➖MARTIN, David Joseph resigneddirector
- 2025-05-29📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-25➕HORROCKS, Harry Michael appointeddirector
- 2024-09-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-06➖AUSTIN, Toby Edward resigneddirector
- 2024-06-05📄accounts-with-accounts-type-groupaccounts · AA
- 2024-02-01➕AUSTIN, Toby Edward appointeddirector
- 2023-12-31➖DUNKLEY, Richard John resigneddirector
- 2023-12-21➖FISHER, Andrew Simon David resigneddirector
- 2021-03-11🔓Charge satisfied #1
- 2021-03-04🔒Charge registered #3Lender: Santander UK PLC
- 2021-03-04🔒Charge registered #2Lender: Santander UK PLC
- 2020-07-31➖CUNNINGHAM, Andrew Rolland resigneddirector
- 2018-07-27🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2018-07-10➕BANKS, Harry James appointeddirector
- 2018-07-10➕GILL, Christopher John appointeddirector
- 2018-07-10➕STYLES, Gavin Anthony appointeddirector
- 2018-07-10➕MARTIN, David Joseph appointedsecretary
- 2018-07-10➖MUCKLE SECRETARY LIMITED resignedcorporate-secretary
- 2018-07-10➕CUNNINGHAM, Andrew Rolland appointeddirector
- 2018-07-10➖DAVISON, Andrew John resigneddirector
- 2018-07-10➕DUNKLEY, Richard John appointeddirector
- 2018-07-10➕FISHER, Andrew Simon David appointeddirector
- 2018-07-10➕MARTIN, David Joseph appointeddirector
Showing most recent 50 of 53 events
Owner dependency
70/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "BANKS" — strong identity link between founder and business.
- +Founder age: Director aged approximately 86 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
Red flags
3 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: MARTIN, David Joseph resigned 2025-12-31; MARTIN, David Joseph resigned 2025-08-08
3 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-25: A registered charge; 2026-03-25: A registered charge; 2026-03-25: A registered charge
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Womble Bond Dickinson (Trust Corporation) Limited holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️significant stake
Womble Bond Dickinson (Trust Corporation) Limited
Corporate parent · holds 25-50% shares
⬇
BANKS GROUP HOLDINGS LIMITED
This company · 11269831
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Harry James Banks Individual · British · DOB 11/1940 · age 86 | 50–75% | — | 50-75% shares · trust interest | 10/07/2018 |
Womble Bond Dickinson (Trust Corporation) Limited Corporate entity | 25–50% | — | 25-50% shares · trust interest | 02/04/2026 |
Mrs Helen Frances Tavroges Individual · British · DOB 03/1959 · age 67 | 25–50% | — | 25-50% shares · trust interest | 27/07/2018 |
Mrs Janice Ann Banks Individual · British · DOB 09/1942 · age 84 | 25–50% | — | 25-50% shares | 10/07/2018 |
2 historic (ceased) PSCs
- Mrs Janice Ann Banksceased 02/04/2026· 25-50% shares
- Muckle Director Limitedceased 10/07/2018· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ADMEC GROUP (NORTH EAST) LIMITED→ 07455674 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
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| BARRASS ANALYSIS LTD→ 08371485 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BARTOLI EUROPE LTD→ 16479421 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BASSET AUDIO LIMITED→ 06584245 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| BATE INSPECTION & CONSULTING LTD→ 16770058 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BB ENERGY LIMITED→ 15111535 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BEAL COOPER COMPLIANCE LTD→ 16232081 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BEDA DRAUGHTING LIMITED→ 06159210 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| BELIEVE SOLUTIONS LIMITED→ 08807820 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BENRIDGE HORSEBOX HIRE LIMITED→ 15625963 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BERNEX UK LIMITED→ 03377355 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-03-22
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
Inkerman House St Johns Road
Meadowfield
Durham
County Durham
DH7 8XL
United Kingdom
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-04-20
Last: 2026-04-06
Officers (5 active · 8 resigned)
SPETCH, Anne Catherine Spetch→
Activesecretary · appointed 2025-12-15
View their other companies + combined net worth →
BANKS, Harry James→
Activedirector · ~86y · appointed 2018-07-10
View their other companies + combined net worth →
GILL, Christopher John→
Activedirector · ~64y · appointed 2018-07-10
View their other companies + combined net worth →
HORROCKS, Harry Michael→
Activedirector · ~44y · appointed 2024-09-25
View their other companies + combined net worth →
STYLES, Gavin Anthony→
Activedirector · ~48y · appointed 2018-07-10
View their other companies + combined net worth →
MARTIN, David Joseph→
Resignedsecretary · appointed 2018-07-10 · resigned 2025-12-31
MUCKLE SECRETARY LIMITED→
Resignedcorporate-secretary · appointed 2018-03-22 · resigned 2018-07-10
AUSTIN, Toby Edward→
Resigneddirector · ~54y · appointed 2024-02-01 · resigned 2024-09-06
CUNNINGHAM, Andrew Rolland→
Resigneddirector · ~70y · appointed 2018-07-10 · resigned 2020-07-31
DAVISON, Andrew John→
Resigneddirector · ~65y · appointed 2018-03-22 · resigned 2018-07-10
DUNKLEY, Richard John→
Resigneddirector · ~57y · appointed 2018-07-10 · resigned 2023-12-31
FISHER, Andrew Simon David→
Resigneddirector · ~55y · appointed 2018-07-10 · resigned 2023-12-21
MARTIN, David Joseph→
Resigneddirector · ~69y · appointed 2018-07-10 · resigned 2025-08-08
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
3
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | H & J Banks Investments (11269789) H & J Banks Investments Limited (11269789) | A registered charge | — | 25/03/2026 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 25/03/2026 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 25/03/2026 | — | |
| satisfied | Santander Santander UK PLC | A registered charge | — | 04/03/2021 | 01/04/2026 | |
| satisfied | Santander Santander UK PLC | A registered charge | — | 04/03/2021 | 01/04/2026 | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 27/07/2018 | 11/03/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (71 total)
accounts-with-accounts-type-group
accounts · AA
2026-06-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-05-27
auditors-resignation-company
auditors · AUD
2026-05-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-05-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-04-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-14
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-01
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-27
resolution
resolution · RESOLUTIONS
2026-02-12
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-05