A&L HOMES LTD
🏛️Establishedactive
11302095 · ltd · incorporated 2018-04-10
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68201Renting and operating of Housing Association real estate
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 8.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2025-11-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-08✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-01-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-08-17🔒Charge registered #1Lender: Onesavings Bank PLC
- 2018-04-10🏢Company incorporatedAs A&L HOMES LTD
- 2018-04-10➕BAYLISS, Andrea Tracy appointeddirector
- 2018-04-10➕BAYLISS, Leanne Paula appointeddirector
- 2018-04-10📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-05-08: certificate-change-of-name-company
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Andrea Tracy Bayliss Individual · British · DOB 08/1966 · age 60 | — | — | sig. influencesignificant influence | 10/04/2018 |
Miss Leanne Paula Bayliss Individual · British · DOB 03/1969 · age 57 | — | — | sig. influencesignificant influence | 10/04/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A&J PARRY INVESTMENT LTD→ 13993380 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ABRAHAM & SONS PROPERTY LTD→ 11091539 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACE ASSET MANAGEMENT SOLUTIONS LTD→ 16813511 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AD PROPERTY VENTURE LTD→ 15451846 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AD8 PROPERTIES LTD→ 14649143 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADAMS AND ADAMS HOMES LTD→ 14379115 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADVANTAGE ASSET MAINTENANCE AND MANAGEMENT LTD→ 15138170 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AJ HULL INVESTMENTS LTD→ 15851170 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJ TENSILE PROPERTY SERVICES LIMITED→ 06673067 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| AJ. MB. KG PROPERTIES LIMITED→ 15261299 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AJP HOMES AND DEVELOPMENTS LIMITED→ 16471386 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AKKPROPERTY LTD→ 16899266 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-04-10
Jurisdictionwales
Primary SIC68100 — Buying and selling of own real estate
Registered office
8 Coed Cae
Rassau
Ebbw Vale
NP23 5TP
Wales
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-23
Last: 2026-04-09
Officers (2 active · 0 resigned)
BAYLISS, Andrea Tracy→
Activedirector · ~60y · appointed 2018-04-10
View their other companies + combined net worth →
BAYLISS, Leanne Paula→
Activedirector · ~57y · appointed 2018-04-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 17/08/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-07
certificate-change-of-name-company
change-of-name · CERTNM
2025-05-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-10
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-25
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-19
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-19
confirmation-statement-with-updates
confirmation-statement · CS01
2021-04-19
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-02
confirmation-statement-with-updates
confirmation-statement · CS01
2020-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-24