AGAN PROPERTY LIMITED
🏛️Establishedactive
11328001 · ltd · incorporated 2018-04-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
66/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 66/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
13 live charges · 8 lenders · oldest 7.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.8 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
- 2025-12-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-30🔒Charge registered #13Lender: Aldermore Bank PLC
- 2025-03-11📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2024-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-18🔒Charge registered #12Lender: Aldermore Bank PLC
- 2024-09-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-16📄resolutionresolution · RESOLUTIONS
- 2024-09-16📄memorandum-articlesincorporation · MA
- 2024-09-16📄resolutionresolution · RESOLUTIONS
- 2024-09-13📄capital-allotment-sharescapital · SH01
- 2024-08-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-27🔒Charge registered #11Lender: Landbay Partners Limited
- 2024-05-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-17🔒Charge registered #10Lender: Kensington Mortgage Company Limited
- 2024-01-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-24🔒Charge registered #9Lender: The Mortgage Works (UK) PLC
- 2023-12-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-20🔓Charge satisfied #2
- 2023-10-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-03🔓Charge satisfied #3
- 2023-10-03🔓Charge satisfied #1
- 2023-09-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-02🔒Charge registered #8Lender: Aldermore Bank PLC
- 2022-07-08🔒Charge registered #7Lender: Charter Court Financial Services Limited
- 2022-03-18🔒Charge registered #6Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2022-03-14🔒Charge registered #5Lender: The Mortgage Works (UK) PLC
- 2021-09-24🔒Charge registered #4Lender: Paratus Amc Limited Trading as Foundation Home Loans
- 2019-06-07🔒Charge registered #3Lender: Charter Court Financial Services Limited
- 2018-12-07🔒Charge registered #2Lender: The Mortgage Lender Limited
- 2018-09-20🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2018-04-25🏢Company incorporatedAs AGAN PROPERTY LIMITED
- 2018-04-25➕GREANEY, Aoife appointedsecretary
- 2018-04-25➕GREANEY, Aoife appointeddirector
- 2018-04-25➕NEL, Andre Jacques appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
10 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Andre Jacques Nel Individual · South African · DOB 01/1972 · age 54 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/04/2018 |
Aoife Greaney Individual · Irish · DOB 11/1969 · age 57 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/04/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-04-25
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Trident House C/O Holtram Tlpi Ltd,
Trident Business Park
Didcot
OX11 7HJ
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-10-22
Last: 2025-10-08
Officers (3 active · 0 resigned)
Active
GREANEY, Aoife→
Activedirector · ~57y · appointed 2018-04-25
View their other companies + combined net worth →
NEL, Andre Jacques→
Activedirector · ~54y · appointed 2018-04-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
10
Outstanding
6
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 30/04/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 18/11/2024 | — | |
| outstanding | Landbay Landbay Partners Limited | A registered charge | 1 property | 27/08/2024 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 17/05/2024 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 24/01/2024 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 02/12/2022 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 08/07/2022 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 18/03/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 14/03/2022 | — | |
| outstanding | Paratus Amc Trading as Foundation Home Loans Paratus Amc Limited Trading as Foundation Home Loans | A registered charge | 1 property | 24/09/2021 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 07/06/2019 | 03/10/2023 | |
| satisfied | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 07/12/2018 | 20/12/2023 | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 20/09/2018 | 03/10/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (56 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-01
second-filing-capital-allotment-shares
capital · RP04SH01
2025-03-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-18
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-17
resolution
resolution · RESOLUTIONS
2024-09-16
memorandum-articles
incorporation · MA
2024-09-16
resolution
resolution · RESOLUTIONS
2024-09-16
capital-allotment-shares
capital · SH01
2024-09-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-24