5S PROPERTY LTD
🏛️Establishedactive
11338521 · ltd · incorporated 2018-05-01
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
- 68209Other letting and operating of own or leased real estate
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 70/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 2.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Newest facility, 2.8 years old — likely still in initial term.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 5 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 miscellaneous
Last 90 days
1
filing
- • 1 miscellaneous
Last 180 days
1
filing
- • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-04-29📄legacymiscellaneous · RPCH01
- 2025-07-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-08🔒Charge registered #3Lender: Charter Court Financial Services Limited
- 2024-07-08🔒Charge registered #2Lender: Charter Court Financial Services Limited
- 2023-12-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-24🔒Charge registered #1Lender: Paragon Bank PLC
- 2023-02-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-08-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-02-17➖SMITH, Craig Ian resigneddirector
- 2019-02-17➖SMITH, Georgina Faye resigneddirector
- 2019-02-17➖SMITH, Zoe Elizabeth resigneddirector
- 2019-02-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-02-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-02-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-05-01🏢Company incorporatedAs 5S PROPERTY LTD
- 2018-05-01➕SMITH, Alec George appointeddirector
- 2018-05-01➕SMITH, Karen Elizabeth appointeddirector
- 2018-05-01➕SMITH, Craig Ian appointeddirector
- 2018-05-01➕SMITH, Georgina Faye appointeddirector
- 2018-05-01➕SMITH, Zoe Elizabeth appointeddirector
- 2018-05-01📄incorporation-companyincorporation · NEWINC
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-04-11
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alec George Smith Individual · British · DOB 07/1963 · age 63 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/05/2018 |
Mrs Karen Elizabeth Smith Individual · British · DOB 07/1964 · age 62 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/05/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 1 KITCHEN INSTALLATION SOLUTIONS SERVICES LIMITED→ 12111668 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| 2DT CONSTRUCTION LTD→ 15442216 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 360 ECO ENERGY LTD→ 14982814 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 3ANDB LIMITED→ 10536900 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 3S NORTHAMPTON LIMITED→ 09445786 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| 4 FRONT INTERIORS LIMITED→ 06207546 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| 62 PADDINGTON EXCHANGE LIMITED→ 10523665 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 7 DISTRICTS FLOORING LTD.→ 14597171 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 7 FORMATION LIMITED→ 06718528 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 74SDN LIMITED→ 15775294 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-05-01
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
2 Lime Close
Broughton
Kettering
Northants
NN14 1NN
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-04-11OVERDUE
Last: 2025-03-28
Officers (2 active · 3 resigned)
SMITH, Alec George→
Activedirector · ~63y · appointed 2018-05-01
View their other companies + combined net worth →
SMITH, Karen Elizabeth→
Activedirector · ~62y · appointed 2018-05-01
View their other companies + combined net worth →
SMITH, Craig Ian→
Resigneddirector · ~37y · appointed 2018-05-01 · resigned 2019-02-17
SMITH, Georgina Faye→
Resigneddirector · ~31y · appointed 2018-05-01 · resigned 2019-02-17
SMITH, Zoe Elizabeth→
Resigneddirector · ~35y · appointed 2018-05-01 · resigned 2019-02-17
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 08/07/2024 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 08/07/2024 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 24/07/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (22 total)
legacy
miscellaneous · RPCH01
2026-04-29
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-22
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-09
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-14
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-05