ACE FINANCE AND DEVELOPMENTS LTD
Likely engaged in day-to-day financial intermediary activities — connecting borrowers with lenders or facilitating funding arrangements — potentially with a focus on property-linked finance given the "developments" element of its name, though its small size suggests a modest or boutique operation.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £2.25M | £2.09M |
| Current assets | £2.29M | £2.12M |
| Cash | £11.1k | £337 |
| Debtors | £2.28M | £2.12M |
| Net assets | £232.8k | £139.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (15 events)Click to expand
- 2025-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-01➕GAMI, Chivaar Himat appointeddirector
- 2021-03-01➕GAMI, Jyotika Himat appointeddirector
- 2020-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-02📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-05-03🏢Company incorporatedAs ACE FINANCE AND DEVELOPMENTS LTD
- 2018-05-03➕GAMI, Himat Lalji appointeddirector
- 2018-05-03📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Himat Lalji Gami Individual · British · DOB 09/1958 · age 68 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 03/05/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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| ADAVI INVESTMENTS LTD→ 11325682 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
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| ADITYA CAPITAL LTD→ 13458207 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
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