BMV FINANCE LTD

💤Zombieactive
11347157 · ltd · incorporated 2018-05-04
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to May 2025
Net worth
£280.7k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 68100Buying and selling of own real estate
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -62% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £280,723
Cash draining
Cash down 62% YoY
Cash YoY
-62%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£40k
↓ 62% YoY
Net Worth
£281k
↑ 50% YoY
Current Assets
£12m
↓ 20% YoY
Current Liabilities
£0£3.1m£6.2m£9.3m£12m£15mMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-312024-05-31
Total assets£12.32M£15.46M
Current assets£12.35M£15.49M
Cash£40.3k£106.4k
Debtors£12.31M£15.39M
Net assets£280.7k£186.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2025-09-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-14
    📄
    capital-allotment-shares
    capital · SH01
  3. 2025-03-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-02-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-02-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-05-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-02-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-02-14
    📄
    resolution
    resolution · RESOLUTIONS
  10. 2018-05-04
    🏢
    Company incorporated
    As BMV FINANCE LTD
  11. 2018-05-04
    BALASURESH, Balasubramaniam appointed
    director
  12. 2018-05-04
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Bbk Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Bbk Holdings Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
BMV FINANCE LTD
This company · 11347157

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Bbk Holdings Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control04/05/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-05-04
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

926 Uxbridge Road
Hayes
Middlesex
UB4 0RW
United Kingdom

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-17
Last: 2026-05-03

Officers (1 active · 0 resigned)

BALASURESH, Balasubramaniam
director · ~51y · appointed 2018-05-04
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (18 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-23
capital-allotment-shares
capital · SH01
2025-03-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-28
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-30
accounts-with-accounts-type-micro-entity
accounts · AA
2020-02-04