3M HOLDINGS LTD

💤Zombieactive
11355762 · ltd · incorporated 2018-05-11
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
64/100
Worth a look
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Worth a look
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 64/100 (worth a look), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

19 live charges · 5 lenders · oldest 7.4y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 7.4 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
19 charges (19/19 with lender, 19/19 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
55
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0May 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-302024-05-30
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
6
filings
  • • 6 mortgage
Last 180 days
8
filings
  • • 7 mortgage
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
  1. 2026-03-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-03-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2026-03-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2026-03-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2026-03-23
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2026-03-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2026-03-23
    🔓
    Charge satisfied #10
  8. 2026-03-23
    🔓
    Charge satisfied #8
  9. 2026-03-20
    🔒
    Charge registered #19
    Lender: The Mortgage Works (UK) PLC
  10. 2026-03-20
    🔒
    Charge registered #18
    Lender: The Mortgage Works (UK) PLC
  11. 2026-03-20
    🔒
    Charge registered #17
    Lender: The Mortgage Works (UK) PLC
  12. 2026-03-20
    🔒
    Charge registered #16
    Lender: The Mortgage Works (UK) PLC
  13. 2025-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2025-12-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2025-12-18
    🔒
    Charge registered #15
    Lender: The Mortgage Works (UK) LTD
  16. 2025-04-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2025-04-11
    🔒
    Charge registered #14
    Lender: The Mortgage Works (UK) PLC
  18. 2025-02-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2024-02-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2023-02-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2022-04-06
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  22. 2022-04-06
    🔓
    Charge satisfied #5
  23. 2022-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2022-02-25
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  25. 2021-11-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  26. 2021-10-22
    🔒
    Charge registered #13
    Lender: Charter Court Financial Services Limited
  27. 2021-10-09
    📄
    mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-date
    mortgage · MR01
  28. 2021-09-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  29. 2021-08-31
    🔒
    Charge registered #11
    Lender: Paratus Amc Limited
  30. 2021-08-03
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  31. 2021-07-20
    🔒
    Charge registered #10
    Lender: Foundation Home Loans
  32. 2021-06-28
    🔒
    Charge registered #9
    Lender: Foundation Home Loans
  33. 2021-05-28
    🔒
    Charge registered #12
    Lender: Paratus Amc Limited
  34. 2021-04-30
    🔒
    Charge registered #8
    Lender: Paratus Amc Limited
  35. 2021-02-02
    🔒
    Charge registered #7
    Lender: The Mortgage Works (UK) PLC
  36. 2019-06-05
    🔒
    Charge registered #5
    Lender: The Mortgage Works (UK) PLC
  37. 2019-05-13
    🔒
    Charge registered #4
    Lender: The Mortgage Works (UK) PLC
  38. 2019-05-03
    🔒
    Charge registered #3
    Lender: The Mortgage Works (UK) PLC
  39. 2019-04-15
    🔒
    Charge registered #2
    Lender: The Mortgage Works (UK) PLC
  40. 2019-02-28
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  41. 2019-01-04
    🔒
    Charge registered #6
    Lender: The Mortgage Works (UK) PLC
  42. 2018-05-11
    🏢
    Company incorporated
    As 3M HOLDINGS LTD
  43. 2018-05-11
    ➕
    MATHIAS, Malvin Maurice appointed
    director

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

2 med · 1 low
5 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-03-20: A registered charge; 2026-03-20: A registered charge; 2026-03-20: A registered charge

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

16 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Malvin Maurice Mathias
Individual · British · DOB 05/1973 · age 53
75–100%
—75-100% shares11/05/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-05-11
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

Hamilton House
Hamilton Terrace
Milford Haven
Pembrokeshire
SA73 3JP
United Kingdom

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-30
Confirmation statement
Next due: 2026-05-08
Last: 2025-04-24

Officers (1 active · 0 resigned)

MATHIAS, Malvin Maurice→
director · ~53y · appointed 2018-05-11
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

19
Total charges
16
Outstanding
4
Active lenders
Status:Lender:19 of 19 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property20/03/2026—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property20/03/2026—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property20/03/2026—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property20/03/2026—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) LTD
A registered charge1 property18/12/2025—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property11/04/2025—
outstanding
Precise Mortgages
Charter Court Financial Services Limited
A registered charge1 property22/10/2021—
outstanding
Paratus Amc
Paratus Amc Limited
A registered charge2 properties31/08/2021—
satisfied
Foundation Home Loans
A registered charge1 property20/07/202123/03/2026
outstanding
Foundation Home Loans
A registered charge1 property28/06/2021—
outstanding
Paratus Amc
Paratus Amc Limited
A registered charge1 property28/05/2021—
satisfied
Paratus Amc
Paratus Amc Limited
A registered charge1 property30/04/202123/03/2026
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property02/02/2021—
satisfied
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property05/06/201906/04/2022
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property13/05/2019—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property03/05/2019—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property15/04/2019—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property28/02/2019—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property04/01/2019—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (44 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-23
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-23
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-20