£PAY LTD
Opportunity 61/100 (worth a look), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: strategic trade sale (40/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-05-31 | 2023-05-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 gazette
- • 1 gazette
- • 1 gazette
Corporate timeline (17 events)Click to expand
- 2026-04-28📄gazette-notice-compulsorygazette · GAZ1
- 2025-06-03📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-06-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-05-22📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-04-29📄gazette-notice-compulsorygazette · GAZ1
- 2024-02-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-10-07📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-10-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-06-15📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2023-05-02📄gazette-notice-compulsorygazette · GAZ1
- 2022-02-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-05-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-01-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-05-12🏢Company incorporatedAs £PAY LTD
- 2018-05-12➕NARAYN, Siva, Dr appointedsecretary
- 2018-05-12➕NARAYN, Siva, Dr appointeddirector
- 2018-05-12📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-02-28
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Siva Narayn Individual · British · DOB 06/1969 · age 57 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/05/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
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