AGILIS DIGITAL LIMITED
- 68209Other letting and operating of own or leased real estate
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 4.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.1 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-11-30 | 2024-11-30 |
|---|---|---|
| Total assets | £873.7k | £859.9k |
| Current assets | £16.6k | £12.4k |
| Cash | £7.1k | £1.2k |
| Debtors | £9.5k | £11.2k |
| Net assets | £-43.2k | £-49.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (26 events)Click to expand
- 2026-03-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-14📄change-person-secretary-company-with-change-dateofficers · CH03
- 2026-01-14📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-15📄withdrawal-of-the-persons-with-significant-control-register-information-from-the-public-registerpersons-with-significant-control · EW04
- 2025-04-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-24🔒Charge registered #2Lender: Onesavings Bank PLC
- 2023-08-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-23🔒Charge registered #1Lender: Onesavings Bank PLC Trading as Kent Reliance Banking Services, Kent Reliance and Krbs
- 2022-05-23📄resolutionresolution · RESOLUTIONS
- 2022-05-10➖RITCHIE, Neil Anthony resigneddirector
- 2022-05-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-04-20➕RITCHIE, Neil Anthony appointeddirector
- 2022-04-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-08-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-31➖RITCHIE, Neil Anthony resigneddirector
- 2019-09-16➕RITCHIE, Rebecca appointeddirector
- 2018-06-22🏢Company incorporatedAs AGILIS DIGITAL LIMITED
- 2018-06-22➕RITCHIE, Rebecca appointedsecretary
- 2018-06-22➕RITCHIE, Neil Anthony appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Rebecca Ritchie Individual · British · DOB 07/1982 · age 44 | 75–100% | — | 75-100% shares | 01/01/2020 |
1 historic (ceased) PSC
- Mr Neil Anthony Ritchieceased 31/12/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 24/11/2023 | — | |
| outstanding | Kent Reliance / OSB Onesavings Bank PLC Trading as Kent Reliance Banking Services, Kent Reliance and Krbs | A registered charge | 1 property | 23/06/2022 | — |