APACT LTD
🏛️Establishedactive
11437066 · ltd · incorporated 2018-06-28
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 0.9y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.9 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-01-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-22🔒Charge registered #1Lender: Fleet Mortgages Limited
- 2025-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-01-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-28📄resolutionresolution · RESOLUTIONS
- 2024-12-28📄resolutionresolution · RESOLUTIONS
- 2024-12-28📄resolutionresolution · RESOLUTIONS
- 2024-12-27📄capital-name-of-class-of-sharescapital · SH08
- 2024-12-27📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-12-27📄capital-name-of-class-of-sharescapital · SH08
- 2024-12-27📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-12-13📄capital-allotment-sharescapital · SH01
- 2024-03-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-03-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-03-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-03-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-06-28🏢Company incorporatedAs APACT LTD
- 2018-06-28➕PINDER, Adam Sebastian appointeddirector
- 2018-06-28➕TIBBOTT PINDER, Lauren Faye appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Lauren Faye Tibbott Pinder Individual · British · DOB 12/1991 · age 35 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/06/2018 |
Mr Adam Sebastian Pinder Individual · British · DOB 10/1990 · age 36 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/06/2018 |
1 historic (ceased) PSC
- Mr Adam Sebastian Pinderceased 12/12/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · HD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A PHARMA & RENTALS LTD→ 14555070 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALTUM PROPERTIES MANAGEMENT LIMITED→ 12588834 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALVARO HOMES REAL ESTATE LTD→ 16229444 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMB PROPERTY SOLUTIONS LTD→ 16497167 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMI BAXTER LIMITED→ 09263622 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ANGEL11 LTD→ 14492932 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ANJUM ESTATES LIMITED→ 15391664 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ANS ASSET MANAGEMENT LTD→ 14810938 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANSK PROPERTIES LTD→ 14038315 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| APEX PROPERTY SOLUTIONS GROUP LTD→ 15796971 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| APLUS RENTALS LTD→ 16480810 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| APPLEGATE PROPERTY SALES LIMITED→ 08706725 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-06-28
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
48 Wellfield Road
Huddersfield
HD3 4BJ
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-03-31
Last: 2026-03-17
Officers (2 active · 0 resigned)
PINDER, Adam Sebastian→
Activedirector · ~36y · appointed 2018-06-28
View their other companies + combined net worth →
TIBBOTT PINDER, Lauren Faye→
Activedirector · ~35y · appointed 2018-06-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 22/08/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-02
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-18
change-person-director-company-with-change-date
officers · CH01
2025-03-17
change-person-director-company-with-change-date
officers · CH01
2025-03-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-17
accounts-with-accounts-type-dormant
accounts · AA
2025-03-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-01-09
resolution
resolution · RESOLUTIONS
2024-12-28
resolution
resolution · RESOLUTIONS
2024-12-28
resolution
resolution · RESOLUTIONS
2024-12-28
capital-name-of-class-of-shares
capital · SH08
2024-12-27
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-12-27