BANWAIT GROUP HOLDINGS LIMITED
🏛️Establishedactive
11464709 · ltd · incorporated 2018-07-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2024
Net worth
£11.06M
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 7.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £11,059,480
Key financials
1 year extracted from filed iXBRL accountsCash
£23k
Net Worth
£11m
Current Assets
£9.7m
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-03-31 |
|---|---|
| Total assets | £11.06M |
| Current assets | £9.71M |
| Cash | £23.2k |
| Debtors | £9.69M |
| Net assets | £11.06M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 2 officers
- • 1 persons-with-significant-control
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-05📄accounts-with-accounts-type-groupaccounts · AA
- 2024-12-19📄accounts-with-accounts-type-groupaccounts · AA
- 2024-01-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-29🔓Charge satisfied #1
- 2023-12-22📄accounts-with-accounts-type-groupaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-groupaccounts · AA
- 2022-10-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-22📄accounts-with-accounts-type-groupaccounts · AA
- 2021-02-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-22📄accounts-with-accounts-type-groupaccounts · AA
- 2019-12-11📄accounts-with-accounts-type-groupaccounts · AA
- 2019-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-01🔒Charge registered #1Lender: Lloyds Bank PLC
- 2018-07-16🏢Company incorporatedAs BANWAIT GROUP HOLDINGS LIMITED
- 2018-07-16➕BANWAIT, Harpreet Singh appointeddirector
- 2018-07-16➕BANWAIT, Perminderjeet Kaur appointeddirector
- 2018-07-16📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2018-07-16📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BANWAIT" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Harpreet Singh Banwait Individual · British · DOB 09/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/07/2018 |
Mrs Perminderjeet Kaur Banwait Individual · British · DOB 10/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/07/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · WF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BABY REINDEER LTD→ 15930250 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BAGS AND COVERS DIRECT HOLDINGS LIMITED→ 17062507 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BAHSON HOLDINGS LIMITED→ 11947336 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BAJJALI→ 10224652 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BANANA MOON PROPERTY LIMITED→ 14794722 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BANWAIT CAPITAL LIMITED→ 13480305 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BARNES & NOBLES INTERNATIONAL LTD.→ 11518753 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BARNES HOMES MANAGEMENT COMPANY LIMITED→ 06617689 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| BARNES HOMES YORKSHIRE LIMITED→ 03763509 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| BARREG GROUP LIMITED→ 17001304 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BASH BUILD LIMITED→ 14026047 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BASTONE LIMITED→ 16117801 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-07-16
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Unit 16 Mariner Court
Durkar
Wakefield
WF4 3FL
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-29
Last: 2025-07-15
Officers (2 active · 0 resigned)
BANWAIT, Harpreet Singh→
Activedirector · ~44y · appointed 2018-07-16
View their other companies + combined net worth →
BANWAIT, Perminderjeet Kaur→
Activedirector · ~44y · appointed 2018-07-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 01/05/2019 | 29/01/2024 |
Recent filings (24 total)
change-person-director-company-with-change-date
officers · CH01
2026-01-16
change-person-director-company-with-change-date
officers · CH01
2026-01-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-16
accounts-with-accounts-type-group
accounts · AA
2026-01-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-16
accounts-with-accounts-type-group
accounts · AA
2024-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-30
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-29
accounts-with-accounts-type-group
accounts · AA
2023-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-26
accounts-with-accounts-type-group
accounts · AA
2022-12-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-18
accounts-with-accounts-type-group
accounts · AA
2021-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-20