154 COMMERCIAL ROAD PORTSMOUTH 2018 LIMITED
🏛️Establishedactive
11469906 · ltd · incorporated 2018-07-18
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
7 live charges · 6 lenders · oldest 7.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.6 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-04-24📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-18📄capital-allotment-sharescapital · SH01
- 2024-11-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-13🔓Charge satisfied #2
- 2024-11-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-04🔓Charge satisfied #1
- 2024-10-29🔒Charge registered #7Lender: The Co-Oprative Bank P.L.C.
- 2024-10-29🔒Charge registered #6Lender: The Co-Operative Bank P.L.C.
- 2024-03-09📄resolutionresolution · RESOLUTIONS
- 2024-02-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-13📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-03📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-09-28🔒Charge registered #5Lender: Miss Honey Loan Company Limited
- 2018-09-28🔒Charge registered #4Lender: Rosie Finance Limited
- 2018-09-28🔒Charge registered #3Lender: Fonzie Finance Limited
- 2018-09-28🔒Charge registered #2Lender: Lloyds Bank PLC
- 2018-09-28🔒Charge registered #1Lender: Lloyds Bank PLC
- 2018-07-18🏢Company incorporatedAs 154 COMMERCIAL ROAD PORTSMOUTH 2018 LIMITED
- 2018-07-18➕BECK, Laurence Jeremy appointeddirector
- 2018-07-18➕BERKO, Daniel Charles appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Laurence Jeremy Beck Individual · British · DOB 02/1969 · age 57 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 18/07/2018 |
Mr Darren Andrew Werth Individual · British · DOB 07/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/07/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · E postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 106 A CHINGFORD MOUNT LTD→ 11602582 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 1120 PROPERTIES LTD→ 12842693 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 113 HOLLOWAY LTD→ 14772386 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 118 HIGH STREET WATFORD 2026 LIMITED→ 16976179 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 12 JOHN CLYNE LTD→ 14465581 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 130 JIGSAW LDN LIMITED→ 11869584 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 15 ROWAN CRESCENT LTD→ 13515016 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 153 AMHURST ROAD LTD→ 15322386 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 16 AND 16A FRASER ROAD (FREEHOLD) LIMITED→ 13298984 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 16 HEYWORTH ROAD (MANAGEMENT COMPANY) LTD→ 06051314 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| 160 PORTOBELLO ROAD LIMITED→ 17029153 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 160DL LIMITED→ 16101819 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-07-18
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Quadrant House, Floor 6
4 Thomas More Square
London
E1W 1YW
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-08
Last: 2026-02-22
Officers (2 active · 0 resigned)
BECK, Laurence Jeremy→
Activedirector · ~57y · appointed 2018-07-18
View their other companies + combined net worth →
BERKO, Daniel Charles→
Activedirector · ~44y · appointed 2018-07-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
5
Outstanding
5
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Co-Oprative Bank P.L.C. | A registered charge | 1 property | 29/10/2024 | — | |
| outstanding | Co-operative Bank The Co-Operative Bank P.L.C. | A registered charge | 1 property | 29/10/2024 | — | |
| outstanding | Miss Honey Loan Company Miss Honey Loan Company Limited | A registered charge | — | 28/09/2018 | — | |
| outstanding | Rosie Finance Rosie Finance Limited | A registered charge | — | 28/09/2018 | — | |
| outstanding | Fonzie Finance Fonzie Finance Limited | A registered charge | — | 28/09/2018 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 28/09/2018 | 13/11/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 28/09/2018 | 04/11/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
change-person-director-company-with-change-date
officers · CH01
2026-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-24
capital-allotment-shares
capital · SH01
2024-11-18
change-person-director-company-with-change-date
officers · CH01
2024-11-18
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-13
mortgage-satisfy-charge-full
mortgage · MR04
2024-11-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-04
resolution
resolution · RESOLUTIONS
2024-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-17