74 MIDDLE STREET LTD
Opportunity 71/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
8 live charges · 6 lenders · oldest 7.5y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.5 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £266.5k | £249.8k |
| Current assets | £194.1k | £199.5k |
| Cash | £61.0k | £49.4k |
| Debtors | £132.1k | £150.1k |
| Net assets | £154.4k | £141.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (37 events)Click to expand
- 2025-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-01🔒Charge registered #8Lender: Gavin William Hunter and Jennifer Yolande Fraser
- 2022-12-01🔓Charge satisfied #7
- 2022-12-01🔓Charge satisfied #6
- 2022-12-01🔓Charge satisfied #5
- 2022-12-01🔓Charge satisfied #4
- 2022-11-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-22🔓Charge satisfied #3
- 2022-11-22🔓Charge satisfied #2
- 2022-04-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-19🔒Charge registered #7Lender: Trustees of the Sorella Investment Solutions - Rbs
- 2021-05-19🔒Charge registered #6Lender: Jennifer Fraser
- 2021-05-19🔒Charge registered #5Lender: Gavin Hunter
- 2021-05-19🔒Charge registered #4Lender: Trustees of Your Trading Group Ssas
- 2020-12-02📄mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-22🔒Charge registered #3Lender: Mt Finance Limited
- 2020-06-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-06-18🔓Charge satisfied #1
- 2019-06-20🔒Charge registered #2Lender: Mt Finance Limited
- 2018-11-21🔒Charge registered #1Lender: Gavin Hunter
- 2018-07-20🏢Company incorporatedAs 74 MIDDLE STREET LTD
- 2018-07-20➕HOUSTON, Carly appointeddirector
- 2018-07-20➕SCOTT, Stuart Andrew appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
2 corporate shareholders identified. Group structure is distributed.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Houston Wiggs Ltd Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/07/2018 |
Unique Spaces Ltd Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/07/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 1066 HOLIDAYS LIMITED→ 11432357 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
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| 1066 SUPPORTED LIVING LTD→ 13396615 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
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| 4 ST. JOHN'S ROAD SEVENOAKS (MANAGEMENT) LIMITED→ 03363517 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| 40 NORMAN ROAD LTD→ 15397944 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 7OAKS TRADERS LTD→ 16333156 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A & J HASTINGS LTD→ 15015429 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A&A MOBLIE CATERING LTD→ 16583795 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AA F&B GROUP LTD→ 14866351 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AAM KITCHEN LTD→ 14868995 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Gavin William Hunter and Jennifer Yolande Fraser | A registered charge | 1 property | 01/12/2022 | — | |
| satisfied | NatWest Group Trustees of the Sorella Investment Solutions - Rbs | A registered charge | 1 property | 19/05/2021 | 01/12/2022 | |
| satisfied | Jennifer Fraser | A registered charge | 1 property | 19/05/2021 | 01/12/2022 | |
| satisfied | Gavin Hunter | A registered charge | 1 property | 19/05/2021 | 01/12/2022 | |
| satisfied | Trustees of Your Trading Group Ssas | A registered charge | 1 property | 19/05/2021 | 01/12/2022 | |
| satisfied | MT Finance Mt Finance Limited | A registered charge | 1 property | 22/06/2020 | 22/11/2022 | |
| satisfied | MT Finance Mt Finance Limited | A registered charge | 1 property | 20/06/2019 | 22/11/2022 | |
| satisfied | Gavin Hunter | A registered charge | 1 property | 21/11/2018 | 18/06/2020 |