A Y C (MIDLANDS) LIMITED

🏛️Establishedactive
11477658 · ltd · incorporated 2018-07-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 7.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
Pursue
Dormant / non-trading with a 71-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 85/100. Strong seller-intent signal (70/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 7.5y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 7.5 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Nov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-11-302023-11-30
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 1 persons-with-significant-control
  • • 1 officers
Last 90 days
2
filings
  • • 1 persons-with-significant-control
  • • 1 officers
Last 180 days
2
filings
  • • 1 persons-with-significant-control
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2026-05-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2026-05-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-04-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2025-04-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2025-04-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2025-04-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2025-04-01
    🔓
    Charge satisfied #3
  8. 2025-04-01
    🔓
    Charge satisfied #2
  9. 2025-04-01
    🔓
    Charge satisfied #1
  10. 2024-04-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2023-08-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2022-07-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2021-08-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2020-11-26
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2019-09-06
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  16. 2019-04-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2019-04-12
    🔒
    Charge registered #3
    Lender: Lloyds Bank PLC (Company Number 2065)
  18. 2019-04-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  19. 2019-03-27
    🔒
    Charge registered #2
    Lender: Lloyds Bank PLC
  20. 2018-12-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2018-12-11
    🔒
    Charge registered #1
    Lender: Lloyds Bank PLC
  22. 2018-08-01
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  23. 2018-07-23
    🏢
    Company incorporated
    As A Y C (MIDLANDS) LIMITED
  24. 2018-07-23
    ➕
    CARTWRIGHT, Andrew John appointed
    director
  25. 2018-07-23
    ➕
    CARTWRIGHT, Yvonne Nita appointed
    director
  26. 2018-07-23
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

86/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 71 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew John Cartwright
Individual · British · DOB 09/1965 · age 61
50–75%
50–75%50-75% shares · 50-75% voting23/07/2018
Mrs Yvonne Nita Cartwright
Individual · British · DOB 03/1955 · age 71
25–50%
25–50%25-50% shares · 25-50% voting23/07/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-07-23
Jurisdictionengland-wales
Primary SIC74990 — Non-trading company

Registered office

Benton Works
16 Victoria Street
Willenhall
WV13 1DR
United Kingdom

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-08-05
Last: 2025-07-22

Officers (2 active · 0 resigned)

CARTWRIGHT, Andrew John→
director · ~61y · appointed 2018-07-23
View their other companies + combined net worth →
Active
CARTWRIGHT, Yvonne Nita→
director · ~71y · appointed 2018-07-23
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Lloyds Banking Group
Lloyds Bank PLC (Company Number 2065)
A registered charge1 property12/04/201901/04/2025
satisfied
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property27/03/201901/04/2025
satisfied
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property11/12/201801/04/2025

Recent filings (24 total)

change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-15
change-person-director-company-with-change-date
officers · CH01
2026-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-01
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-01
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-25
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-27
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-26