ADELYA LIMITED
🏛️Establishedactive
11504433 · ltd · incorporated 2018-08-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 96090Other service activities n.e.c.
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Average employees | 200 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-05-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-11📄capital-allotment-sharescapital · SH01
- 2025-06-25📄capital-allotment-sharescapital · SH01
- 2025-06-23📄memorandum-articlesincorporation · MA
- 2025-04-09📄capital-allotment-sharescapital · SH01
- 2025-04-09📄capital-allotment-sharescapital · SH01
- 2025-04-09📄capital-allotment-sharescapital · SH01
- 2025-04-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-04-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-04-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-08📄capital-allotment-sharescapital · SH01
- 2025-01-29📄memorandum-articlesincorporation · MA
- 2025-01-07📄resolutionresolution · RESOLUTIONS
- 2024-12-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-27➕FERGUSON, Keith appointeddirector
- 2024-04-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-04-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-09-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-08-07🏢Company incorporatedAs ADELYA LIMITED
- 2018-08-07➕STEINSON, Nicola Jane appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Keith Ferguson Individual · British · DOB 04/1960 · age 66 | — | 25–50% | 25-50% voting | 01/04/2025 |
Ms Nicola Jane Steinson Individual · British · DOB 07/1983 · age 43 | — | 25–50% | 25-50% voting | 07/08/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1697 LIMITED→ 10388253 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 76 AMBERLEY ROAD LIMITED→ 09521016 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| A KERRY SERVICES LIMITED→ 12322131 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A.D.S. INSURANCE BROKERS LIMITED→ 02261242 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| ABACUS COLCHESTER LIMITED→ 06393406 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ABCO INSURANCE SERVICES LIMITED→ 04670817 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| ACORN MORTGAGE SERVICES (ESSEX) LIMITED→ 05775002 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ADELANTE ASSET MANAGEMENT LIMITED→ 04643643 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| AHBCOMPANY LTD→ 11510325 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AIC FINANCIAL LIMITED→ 06317916 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| AJ PROTECT LTD→ 09216717 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AJAX WEALTH MANAGEMENT LIMITED→ 11147499 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-08-07
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Suite 1, Dairy Barn Mews Summers Park
Lawford
Manningtree
Essex
CO11 2BZ
United Kingdom
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-08-25
Last: 2025-08-11
Officers (2 active · 0 resigned)
FERGUSON, Keith→
Activedirector · ~66y · appointed 2024-12-27
View their other companies + combined net worth →
STEINSON, Nicola Jane→
Activedirector · ~43y · appointed 2018-08-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (35 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-18
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-11
capital-allotment-shares
capital · SH01
2025-08-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-01
capital-allotment-shares
capital · SH01
2025-06-25
memorandum-articles
incorporation · MA
2025-06-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-14
capital-allotment-shares
capital · SH01
2025-04-09
capital-allotment-shares
capital · SH01
2025-04-09
capital-allotment-shares
capital · SH01
2025-04-09
accounts-with-accounts-type-dormant
accounts · AA
2025-04-08
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-04-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-04-08
capital-allotment-shares
capital · SH01
2025-04-08
memorandum-articles
incorporation · MA
2025-01-29