ACTIVE FINANCIAL PLANNING LTD
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £88 | £175 |
| Current assets | £17.4k | £11.1k |
| Net assets | £88 | £175 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (21 events)Click to expand
- 2026-06-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-02-01📄capital-allotment-sharescapital · SH01
- 2021-11-25📄change-person-director-company-with-change-dateofficers · CH01
- 2021-11-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-25📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-11-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-09-23📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-09-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-05-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-05-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-05-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-08-13🏢Company incorporatedAs ACTIVE FINANCIAL PLANNING LTD
- 2018-08-13➕GREDLEY, Sylvia Joyce appointedsecretary
- 2018-08-13➕REDSHAW, Tracy Nadine appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Tracy Nadine Redshaw Individual · British · DOB 12/1969 · age 57 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 13/08/2018 |
Ms Sylvia Joyce Gredley Individual · British · DOB 03/1947 · age 79 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 13/08/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
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