INSURANCE EMPORIUM LIMITED
🏛️Establishedactive
11522520 · ltd · incorporated 2018-08-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-05-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-08-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-08-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-04-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-07-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-06-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-06-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-06-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-05-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-05-13📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2019-10-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2019-10-22📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2019-10-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-10-09➖MARTIN, Amy Katherine resigneddirector
- 2019-01-23📄resolutionresolution · RESOLUTIONS
- 2019-01-23✏️change-of-name-request-commentschange-of-name · NM06
- 2019-01-23✏️change-of-name-noticechange-of-name · CONNOT
- 2018-08-17🏢Company incorporatedAs INSURANCE EMPORIUM LIMITED
- 2018-08-17➕HALL, Christopher James appointeddirector
- 2018-08-17➕HOWELLS, Karen Elizabeth appointeddirector
- 2018-08-17➕MARTIN, Francis David appointeddirector
- 2018-08-17➕MARTIN, Amy Katherine appointeddirector
- 2018-08-17📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Lifestyle Policy Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Lifestyle Policy Limited
Corporate parent · holds 75-100% shares
⬇
INSURANCE EMPORIUM LIMITED
This company · 11522520
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lifestyle Policy Limited Corporate entity | 75–100% | — | 75-100% shares | 30/12/2024 |
1 historic (ceased) PSC
- The Equine & Livestock Insurance Co Ltdceased 30/12/2024· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FIRST SOVEREIGN PROJECTS LIMITED→ 12591799 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GROW INVEST LTD→ 13304561 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| GROWTH PARTNER VENTURES LIMITED→ 15581319 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| GW FINANCIAL MANAGEMENT LTD→ 07937117 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| HALLGARTH WEALTH PLANNING (YORKSHIRE) LTD→ 11923820 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| HARPIN FINCO LIMITED→ 14541666 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| HINCHLIFFE FINANCIAL SERVICES LTD→ 13759451 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HSEINVESTMENTS LIMITED→ 07424370 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| I.T. SPARK LIMITED→ 11285474 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| INFINITE FINANCIAL LIMITED→ 14011194 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| INSURE IT ANGELS LTD→ 10854536 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| INTERNATIONAL RESOURCES LIMITED→ 11959929 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-08-17
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Thorpe Underwood Hall
Great Ouseburn
York
YO26 9SZ
United Kingdom
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-08-30
Last: 2025-08-16
Officers (3 active · 1 resigned)
HALL, Christopher James→
Activedirector · ~57y · appointed 2018-08-17
View their other companies + combined net worth →
HOWELLS, Karen Elizabeth→
Activedirector · ~58y · appointed 2018-08-17
View their other companies + combined net worth →
MARTIN, Francis David→
Activedirector · ~59y · appointed 2018-08-17
View their other companies + combined net worth →
MARTIN, Amy Katherine→
Resigneddirector · ~43y · appointed 2018-08-17 · resigned 2019-10-09
Click a director name to see their full track record across all companies.
Recent filings (25 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-05-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-08-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-26
accounts-with-accounts-type-dormant
accounts · AA
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-29
accounts-with-accounts-type-dormant
accounts · AA
2024-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2023-07-19
accounts-with-accounts-type-dormant
accounts · AA
2023-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-05
accounts-with-accounts-type-dormant
accounts · AA
2022-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-27
accounts-with-accounts-type-dormant
accounts · AA
2021-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-25