ACTUS RISK MANAGEMENT SERVICES LTD
🏛️Establishedactive
11540309 · ltd · incorporated 2018-08-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£83.9k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 2.0y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.0 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
30 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £83,873
Cash YoY
+35%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£179k
↑ 35% YoY
Net Worth
£84k
↑ 627% YoY
Current Assets
£304k
↑ 24% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £141.1k | £120.5k |
| Current assets | £304.0k | £245.7k |
| Cash | £178.8k | £132.0k |
| Debtors | £125.2k | £113.7k |
| Net assets | £83.9k | £11.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-03-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-03🔒Charge registered #1Lender: Npif Ii Debt Yh LP Acting Through Its General Partner Mbl (General Partner Npif Ii Debt Yh) Limited
- 2024-02-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-02-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-02-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-09-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-09-16📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-16📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-01📄resolutionresolution · RESOLUTIONS
- 2020-05-01📄capital-name-of-class-of-sharescapital · SH08
- 2018-08-28🏢Company incorporatedAs ACTUS RISK MANAGEMENT SERVICES LTD
- 2018-08-28➕LEEDER, Sam appointeddirector
- 2018-08-28➕TAYLOR, Paul Richard appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Actus Risk Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Actus Risk Group Ltd
Corporate parent · holds 75-100% shares · board control
⬇
ACTUS RISK MANAGEMENT SERVICES LTD
This company · 11540309
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Actus Risk Group Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 07/02/2023 |
2 historic (ceased) PSCs
- Mr Sam Leederceased 07/02/2023· 25-50% shares · 25-50% voting
- Mr Paul Richard Taylorceased 07/02/2023· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · S postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A SHADE GREENER FINANCE F3 LIMITED→ 15678758 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A SHADE GREENER FINANCE LIMITED→ 10668465 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| A.P.T. FINANCIAL PLANNING LIMITED→ 08820666 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ACORN RESERVE LTD→ 13242218 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ALGER INVESTMENT COMPANY→ 14391799 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALICATJAM→ 11691334 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALLEN, WEST AND FOSTER FINANCIAL SERVICES LIMITED→ 11187191 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ALLIED CREDIT LIMITED→ 03536573 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| ALP BUSINESS SUPPORT SERVICES LTD→ 11513280 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALPHA INDEPENDENT FINANCIAL SOLUTIONS LIMITED→ 08663876 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALPHARISK LTD→ 12286017 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AMPLIFY MORTGAGES LIMITED→ 14965222 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-08-28
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Office 3b, Harry Brearley House
Fox Valley Way, Stocksbridge
Sheffield
South Yorkshire
S36 2AE
United Kingdom
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28
Officers (2 active · 0 resigned)
Active
TAYLOR, Paul Richard→
Activedirector · ~45y · appointed 2018-08-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Npif Ii Debt Yh LP Acting Through Its General Partner Mbl (General Partner Npif Ii Debt Yh) Npif Ii Debt Yh LP Acting Through Its General Partner Mbl (General Partner Npif Ii Debt Yh) Limited | A registered charge | — | 03/07/2024 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (30 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-04
change-person-director-company-with-change-date
officers · CH01
2026-03-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-15
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-10
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-15
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-02-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-02-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-02-08
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-28