365 HOMES LIMITED
🏛️Establishedactive
11548557 · ltd · incorporated 2018-09-03
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£4
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
13 live charges · 7 lenders · oldest 5.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 5.8 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £4
Net assets shrinking
Down £22,476 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£4
↓ 100% YoY
Current Assets
£270k
↑ 144% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-28 | 2023-09-28 |
|---|---|---|
| Total assets | £2.21M | £1.47M |
| Current assets | £269.9k | £110.6k |
| Net assets | £4 | £22.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 mortgage
Last 180 days
3
filings
- • 2 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-03-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-23🔒Charge registered #13Lender: Paratus Amc Limited
- 2026-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-06🔒Charge registered #12Lender: Layn Residential Property Investment Limited
- 2025-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-31🔒Charge registered #11Lender: Vida Bank Limited Trading as Vida Homeloans
- 2025-06-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-08🔒Charge registered #10Lender: Paragon Bank PLC
- 2023-10-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-23🔒Charge registered #9Lender: Fleet Mortgages Limited
- 2023-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-29📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-06-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-25🔒Charge registered #7Lender: Fleet Mortgages Limited
- 2023-05-24🔒Charge registered #8Lender: Fleet Mortgages Limited
- 2022-11-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-22🔒Charge registered #6Lender: Lendinvest Btl Limited
- 2022-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-11🔒Charge registered #5Lender: Lendinvest Btl Limited
- 2022-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-28🔒Charge registered #4Lender: Lendinvest Btl Limited
- 2021-02-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-02-22🔒Charge registered #3Lender: Lendinvest Btl Limited
- 2020-09-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-17🔒Charge registered #2Lender: Unity Trust Bank PLC
- 2020-07-17🔒Charge registered #1Lender: Unity Trust Bank PLC
- 2018-09-03🏢Company incorporatedAs 365 HOMES LIMITED
- 2018-09-03➕SARATHCHANDRA, Kitalawalane Kankanamalage Iroshan Sanaji appointedsecretary
- 2018-09-03➕SARATHCHANDRA, Kitalawalane Kankanamalage Iroshan Sanaji appointeddirector
- 2018-09-03➕SARATHCHANDRA, Thalpavilavidane Kankanamalage Tishya Kalhari appointeddirector
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 low3 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-23: A registered charge; 2026-03-06: A registered charge; 2025-10-31: A registered charge
13 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Thalpavilavidane Kankanamalage Tishya Kalhari Sarathchandra Individual · British · DOB 06/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 03/09/2018 |
Mr Kitalawalane Kankanamalage Iroshan Sanaji Sarathchandra Individual · British · DOB 06/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 03/09/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 126 LONDON ROAD MANAGEMENT COMPANY PETERBOROUGH LIMITED→ 13363234 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 145 ALL SAINTS ROAD LTD→ 15450257 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 2-3 AMOR WAY LIMITED→ 16864621 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 22 TREGOTHNAN ROAD LIMITED→ 06744389 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 2CMFY LTD→ 13928269 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 2H HOMES LTD→ 14527114 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3 LIMES LTD→ 13535380 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 318 MILL ROAD LTD→ 16526179 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 327 HIGH STREET COTTENHAM LIMITED→ 02825327 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| 33 SIMPSON STREET MANCHESTER (UK) LTD→ 14504484 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 365RESIDENTIAL LTD→ 12157001 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 38 PLEASANT VALLEY MANAGEMENT CO. LIMITED→ 02204559 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-09-03
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
N0 2 Victoria Street Victoria Street
Littleport
Ely
CB6 1LX
England
Filing status
Accounts
Next due: 2026-06-28
Last made up to: 2024-09-28
Confirmation statement
Next due: 2026-12-08
Last: 2025-11-24
Officers (3 active · 0 resigned)
SARATHCHANDRA, Kitalawalane Kankanamalage Iroshan Sanaji→
Activesecretary · appointed 2018-09-03
View their other companies + combined net worth →
SARATHCHANDRA, Kitalawalane Kankanamalage Iroshan Sanaji→
Activedirector · ~60y · appointed 2018-09-03
View their other companies + combined net worth →
SARATHCHANDRA, Thalpavilavidane Kankanamalage Tishya Kalhari→
Activedirector · ~56y · appointed 2018-09-03
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
13
Outstanding
7
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 23/03/2026 | — | |
| outstanding | Layn Residential Property Investment Layn Residential Property Investment Limited | A registered charge | 2 properties | 06/03/2026 | — | |
| outstanding | Vida Bank Trading as Vida Homeloans Vida Bank Limited Trading as Vida Homeloans | A registered charge | 1 property | 31/10/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 08/05/2024 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 23/10/2023 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 25/05/2023 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 24/05/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 22/11/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 11/11/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 28/05/2021 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 22/02/2021 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | — | 17/07/2020 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 2 properties | 17/07/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-27
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-27
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-06-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-25
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-29
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-06-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-02