4C MINORIES 3 LTD
Opportunity 75/100 (strong), bankability 77/100. Strong seller-intent signal (70/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 6.6y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 2 accounts
- • 2 other
Corporate timeline (30 events)Click to expand
- 2026-01-11📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-01-11📄legacyaccounts · PARENT_ACC
- 2026-01-11📄legacyother · GUARANTEE2
- 2026-01-11📄legacyother · AGREEMENT2
- 2025-05-08📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-04-10📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-04-10📄legacyaccounts · PARENT_ACC
- 2025-04-10📄legacyother · GUARANTEE2
- 2025-04-10📄legacyother · AGREEMENT2
- 2024-08-02📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-08-02📄legacyaccounts · PARENT_ACC
- 2024-08-02📄legacyother · AGREEMENT2
- 2024-08-02📄legacyother · GUARANTEE2
- 2024-07-05📄legacyother · AGREEMENT2
- 2024-03-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-06-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-13🔓Charge satisfied #3
- 2023-06-13🔓Charge satisfied #2
- 2023-06-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-31🔒Charge registered #3Lender: Vegaprop Limited
- 2023-01-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-04🔒Charge registered #2Lender: Lunaprop Limited
- 2020-08-04🔓Charge satisfied #1
- 2019-11-26🔒Charge registered #1Lender: British Arab Commercial Bank PLC
- 2018-10-04🏢Company incorporatedAs 4C MINORIES 3 LTD
- 2018-10-04➕NATHOO, Bashir Hakamali appointedsecretary
- 2018-10-04➕NATHOO, Al-Karim Bashir appointeddirector
- 2018-10-04➕NATHOO, Bashir Hakamali appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 73 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
4c Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
4c Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/08/2019 |
1 historic (ceased) PSC
- Mr Bashir Hakamali Nathooceased 01/08/2019· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Vegaprop Vegaprop Limited | A registered charge | 3 properties | 31/05/2023 | 13/06/2023 | |
| satisfied | Lunaprop Lunaprop Limited | A registered charge | 3 properties | 04/08/2020 | 13/06/2023 | |
| satisfied | British Arab Commercial Bank British Arab Commercial Bank PLC | A registered charge | 1 property | 26/11/2019 | 04/08/2020 |