4 PILLARS FINANCIAL PLANNING LTD
🏛️Establishedactive
11609845 · ltd · incorporated 2018-10-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£143.5k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
ALSO REGISTERED FOR
- 70221Financial management
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -61% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £143,489
Cash draining
Cash down 61% YoY
Cash YoY
-61%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£33k
↓ 61% YoY
Net Worth
£143k
↑ 107% YoY
Current Assets
£94k
↓ 1.8% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £148.2k | £72.0k |
| Current assets | £93.8k | £95.6k |
| Cash | £33.1k | £84.1k |
| Debtors | £60.7k | £11.5k |
| Net assets | £143.5k | £69.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-05-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-12📄resolutionresolution · RESOLUTIONS
- 2025-09-12📄resolutionresolution · RESOLUTIONS
- 2025-09-12📄resolutionresolution · RESOLUTIONS
- 2025-09-12📄resolutionresolution · RESOLUTIONS
- 2025-09-12📄memorandum-articlesincorporation · MA
- 2025-03-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-10📄capital-allotment-sharescapital · SH01
- 2024-08-20➕RYAN, Patrick Simon appointeddirector
- 2024-08-20➕THOMAS, George Christopher appointeddirector
- 2024-08-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-05-19📄memorandum-articlesincorporation · MA
- 2023-05-19📄resolutionresolution · RESOLUTIONS
- 2023-02-06📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-02-06✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-07-12📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-07-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-10-08🏢Company incorporatedAs 4 PILLARS FINANCIAL PLANNING LTD
- 2018-10-08➕HARTLAND, Keith Thomas Mayston appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Keith Thomas Mayston Hartland Individual · British · DOB 08/1966 · age 60 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 08/10/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| CH PROPERTY TRUSTEE BAYLISS LIMITED→ 12154151 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CH PROPERTY TRUSTEE BINNS AND LA TROBE LIMITED→ 09092522 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CH PROPERTY TRUSTEE BROOKES NO2 LIMITED→ 09075715 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CH PROPERTY TRUSTEE BURT LIMITED→ 07718729 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CH PROPERTY TRUSTEE BUTT LIMITED→ 10921379 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-10-08
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
2 Oakridge Office Park Southampton Road
Whaddon
Salisbury
SP5 3HT
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-10-21
Last: 2025-10-07
Officers (3 active · 0 resigned)
HARTLAND, Keith Thomas Mayston→
Activedirector · ~60y · appointed 2018-10-08
View their other companies + combined net worth →
RYAN, Patrick Simon→
Activedirector · ~52y · appointed 2024-08-20
View their other companies + combined net worth →
THOMAS, George Christopher→
Activedirector · ~34y · appointed 2024-08-20
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (28 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-27
resolution
resolution · RESOLUTIONS
2025-09-12
resolution
resolution · RESOLUTIONS
2025-09-12
resolution
resolution · RESOLUTIONS
2025-09-12
resolution
resolution · RESOLUTIONS
2025-09-12
memorandum-articles
incorporation · MA
2025-09-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-10
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-20
capital-allotment-shares
capital · SH01
2024-09-10
appoint-person-director-company-with-name-date
officers · AP01
2024-08-20
appoint-person-director-company-with-name-date
officers · AP01
2024-08-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-10-31