CURZON FINANCIAL LIMITED
💤Zombieactive
11612485 · ltd · incorporated 2018-10-09
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£6.9k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (2 active, 6 linked, 3 with DOB)
80
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £6,915
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£7k
↑ 737% YoY
Current Assets
£170k
↓ 2.6% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £95.3k | £150.4k |
| Current assets | £169.9k | £174.3k |
| Net assets | £6.9k | £826 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2026-03-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-17📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-23📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-10-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-21📄capital-cancellation-sharescapital · SH06
- 2024-10-21📄capital-return-purchase-own-sharescapital · SH03
- 2024-10-18📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-10-15➕BROWN, Stacie appointedsecretary
- 2024-10-15➖MAY, Graham Philip resignedsecretary
- 2024-10-15📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-10-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-10-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-15📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2024-05-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-27➖JACKSON, Stacie Louise resignedsecretary
- 2023-09-27➕MAY, Graham Philip appointedsecretary
- 2020-01-15➕JACKSON, Stacie Louise appointedsecretary
- 2020-01-09➖O'CONNOR, Damian Charles resigneddirector
- 2018-10-22➕O'CONNOR, Damian Charles appointeddirector
- 2018-10-22➖O'CONNOR, Jillian resigneddirector
- 2018-10-09🏢Company incorporatedAs CURZON FINANCIAL LIMITED
- 2018-10-09➕BROWN, David Ian Edward appointeddirector
- 2018-10-09➕O'CONNOR, Jillian appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Ian Edward Brown Individual · British · DOB 06/1987 · age 39 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/09/2024 |
Mrs Stacie Brown Individual · British · DOB 12/1988 · age 38 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 16/09/2024 |
3 historic (ceased) PSCs
- Ms Stacie Louise Jacksonceased 27/09/2023· 25-50% shares · 25-50% voting
- Mr David Ian Edward Brownceased 27/09/2023· 25-50% shares · 25-50% voting
- Ms Jillian O'Connorceased 09/01/2020· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · GU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CORE BUSINESS FINANCE LIMITED→ 16556554 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CORROUR LIMITED→ 08024794 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| COTTINGHAM FLETCHER & COMPANY LIMITED→ 05393696 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| COVER DIRECT LTD→ 10291957 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| COVERDALE HOMES LIMITED→ 04208213 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CP LIQUIDITY LTD→ 16518174 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CRANFORD MORTGAGE SERVICES LIMITED→ 14779907 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CRUCIBLE CREATIONS LTD→ 06867727 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| CSENSE CAPITAL FS LTD→ 12080298 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CURLEW OPPORTUNITIES LIMITED→ 10444182 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CWS ADVISERS LTD→ 11064941 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CYS FINANCIAL LTD→ 09023891 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-10-09
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Suite 2, 2nd Floor Oak House, Tanshire Park
Shackleford Road,Elstead
Godalming
Surrey
GU8 6LB
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-01-28
Last: 2026-01-14
Officers (2 active · 4 resigned)
Active
BROWN, David Ian Edward→
Activedirector · ~39y · appointed 2018-10-09
View their other companies + combined net worth →
JACKSON, Stacie Louise→
Resignedsecretary · appointed 2020-01-15 · resigned 2023-09-27
MAY, Graham Philip→
Resignedsecretary · appointed 2023-09-27 · resigned 2024-10-15
O'CONNOR, Damian Charles→
Resigneddirector · ~52y · appointed 2018-10-22 · resigned 2020-01-09
O'CONNOR, Jillian→
Resigneddirector · ~52y · appointed 2018-10-09 · resigned 2018-10-22
Click a director name to see their full track record across all companies.
Recent filings (51 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-17
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-19
change-person-secretary-company-with-change-date
officers · CH03
2026-01-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-15
change-person-director-company-with-change-date
officers · CH01
2024-10-23
change-person-secretary-company-with-change-date
officers · CH03
2024-10-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-22