R & G MATTHEWS PROPERTIES LIMITED
🏛️Establishedactive
11614295 · ltd · incorporated 2018-10-10
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£-30.3k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 73/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -42% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
2 live charges · oldest 7.0y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 7.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £30,304
Cash draining
Cash down 42% YoY
Cash YoY
-42%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1k
↓ 42% YoY
Net Worth
-£30k
↓ 8.3% YoY
Current Assets
£125k
~ YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £-23.3k | £-10.6k |
| Current assets | £125.0k | £124.7k |
| Cash | £1.5k | £2.6k |
| Debtors | £123.5k | £122.2k |
| Net assets | £-30.3k | £-28.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-07-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-07-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-05-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-01-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-27📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-27📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-27📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-04-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-04-29🔓Charge satisfied #2
- 2021-04-29🔓Charge satisfied #1
- 2020-03-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-06-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-06🔒Charge registered #2Lender: National Westminster Bank PLC
- 2019-06-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-05-17🔒Charge registered #1Lender: National Westminster Bank PLC
- 2018-10-10🏢Company incorporatedAs R & G MATTHEWS PROPERTIES LIMITED
- 2018-10-10➕MATTHEWS, Gemma Ann appointeddirector
- 2018-10-10➕MATTHEWS, Robert William Joseph appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MATTHEWS" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Gemma Ann Matthews Individual · British · DOB 02/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/10/2018 |
Mr Robert William Joseph Matthews Individual · British · DOB 04/1982 · age 44 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/10/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · WR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 120 REPLINGHAM ROAD MANAGEMENT COMPANY LIMITED→ 03100406 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| 19 BERWICK STREET LIMITED→ 16140304 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 23-23 LIMITED→ 04394886 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| 27 TEN LTD→ 11213417 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 3RS DEVELOPMENTS LIMITED→ 15804945 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4C PROPERTY MANAGEMENT LIMITED→ 13526637 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 72 LONSDALE ROAD LIMITED→ 04333758 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 80 QUEST HILLS ROAD PROPERTY MANAGEMENT LIMITED→ 05527000 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 84 LONDON ROAD LIMITED→ 15866106 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A & C GREEN PROPERTY MANAGEMENT LIMITED→ 11413438 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A B CUTHBERT LIMITED→ 14440467 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A. C. E. GOVERNMENT SURPLUS LIMITED→ 00665621 · est 1960 · no financials extracted | — | — | — | — | 65y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-10-10
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Mount Flirt
Ankerdine Road
Broadwas-On-Teme
Worcestershire
WR6 5NS
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-12-20
Last: 2025-12-06
Officers (2 active · 0 resigned)
MATTHEWS, Gemma Ann→
Activedirector · ~44y · appointed 2018-10-10
View their other companies + combined net worth →
MATTHEWS, Robert William Joseph→
Activedirector · ~44y · appointed 2018-10-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 06/06/2019 | 29/04/2021 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 17/05/2019 | 29/04/2021 |
Recent filings (26 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-07-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-07-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-05-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-01-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-01-27
change-person-director-company-with-change-date
officers · CH01
2022-01-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-01-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-01-27
change-person-director-company-with-change-date
officers · CH01
2022-01-27
change-person-director-company-with-change-date
officers · CH01
2022-01-27