FERMOR HOLDINGS LIMITED

🏛️Establishedactive
11620609 · ltd · incorporated 2018-10-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 5.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.75M
book net assets
Opportunity
67/100
Strong
🔔
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What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
Special-situation opportunity
Distressed financial-services with salvageable qualities — special-situations priority.

Opportunity 67/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 5.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 5.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
11 officers (3 active, 11 linked, 9 with DOB)
86
Ownership & PSC
3 active PSC(s) of 6 total, 6 with control declared
90
Director network
Network not yet resolved
30
Filing history
55 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,751,854
Cash YoY
+4210%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£60k
↑ 4210% YoY
Net Worth
£1.8m
↑ 16% YoY
Current Assets
£128k
↓ 11% YoY
Current Liabilities
—
£0£350k£701k£1.1m£1.4m£1.8mMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£1.75M£1.51M
Current assets£127.6k£143.7k
Cash£60.4k£1.4k
Debtors£40.4k£95.7k
Net assets£1.75M£1.51M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
  1. 2025-12-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-09-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-09-08
    🔓
    Charge satisfied #1
  4. 2024-11-01
    📄
    resolution
    resolution · RESOLUTIONS
  5. 2024-10-30
    📄
    capital-return-purchase-own-shares
    capital · SH03
  6. 2024-10-29
    📄
    capital-cancellation-shares
    capital · SH06
  7. 2024-10-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-01-08
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  9. 2023-12-21
    📄
    legacy
    capital · SH20
  10. 2023-12-21
    ⚠️
    legacy
    insolvency · CAP-SS
  11. 2023-12-21
    📄
    resolution
    resolution · RESOLUTIONS
  12. 2023-10-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-10-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2022-01-28
    📄
    change-person-director-company
    officers · CH01
  15. 2022-01-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2021-12-31
    ➖
    FERMOR-HESKETH, Flora Goodwin, The Honourable resigned
    director
  17. 2021-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2021-10-30
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  19. 2021-10-30
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  20. 2021-10-29
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  21. 2021-10-29
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  22. 2021-10-29
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  23. 2021-07-01
    ➖
    HORSLEY, Anthony Gareth resigned
    director
  24. 2021-07-01
    ➖
    WATSON, Thomas Nigel Charles David resigned
    director
  25. 2021-07-01
    ➖
    WESTROPP, Anthony Henry resigned
    director
  26. 2021-06-30
    ➕
    DASHWOOD, James Gordon Robert appointed
    director
  27. 2021-06-30
    ➕
    FERMOR-HESKETH, Frederick Hatton, The Hon appointed
    director
  28. 2021-06-30
    ➕
    GOODWIN, Flora Mary, The Hon appointed
    director
  29. 2021-06-30
    ➕
    FERMOR-HESKETH, Flora Goodwin, The Honourable appointed
    director
  30. 2021-03-17
    🔒
    Charge registered #1
    Lender: Schroder & Co. Limited
  31. 2020-11-20
    ➖
    DE LA MARE, Andre Paul resigned
    director
  32. 2020-11-20
    ➕
    WATSON, Thomas Nigel Charles David appointed
    director
  33. 2020-11-20
    ➕
    WESTROPP, Anthony Henry appointed
    director
  34. 2020-11-20
    ➖
    AILE LIMITED resigned
    corporate-director
  35. 2020-11-20
    ➖
    PLEIN LIMITED resigned
    corporate-director
  36. 2019-06-30
    ➕
    DE LA MARE, Andre Paul appointed
    director
  37. 2019-06-30
    ➖
    HARLOW, Stephen John resigned
    director
  38. 2019-01-30
    ➕
    HORSLEY, Anthony Gareth appointed
    director
  39. 2018-10-12
    🏢
    Company incorporated
    As FERMOR HOLDINGS LIMITED
  40. 2018-10-12
    ➕
    HARLOW, Stephen John appointed
    director
  41. 2018-10-12
    ➕
    AILE LIMITED appointed
    corporate-director
  42. 2018-10-12
    ➕
    PLEIN LIMITED appointed
    corporate-director

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

1 high ·
1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2023-12-21: legacy

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Aurthur George Vestry
Individual · British · DOB 07/1985 · age 41
25–50%
25–50%25-50% shares · 25-50% voting06/10/2021
Mr James Gordon Robert Dashwood
Individual · British · DOB 08/1984 · age 42
25–50%
25–50%25-50% shares · 25-50% voting30/06/2021
The Hon Frederick Hatton Fermor-Hesketh
Individual · British · DOB 10/1988 · age 38
25–50%
25–50%25-50% shares · 25-50% voting30/06/2021
3 historic (ceased) PSCs
  • Estera Corporate Trustees (Guernsey) Limitedceased 30/06/2021· significant influence
  • Anglo Limitedceased 30/06/2021· significant influence
  • Mr Stephen John Harlowceased 24/10/2018· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-10-12
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.

Registered office

25 St Thomas Street
Winchester
Hampshire
SO23 9HJ
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-25
Last: 2025-10-11

Officers (3 active · 8 resigned)

DASHWOOD, James Gordon Robert→
director · ~42y · appointed 2021-06-30
View their other companies + combined net worth →
Active
FERMOR-HESKETH, Frederick Hatton, The Hon→
director · ~38y · appointed 2021-06-30
View their other companies + combined net worth →
Active
GOODWIN, Flora Mary, The Hon→
director · ~45y · appointed 2021-06-30
View their other companies + combined net worth →
Active
DE LA MARE, Andre Paul→
director · ~57y · appointed 2019-06-30 · resigned 2020-11-20
Resigned
FERMOR-HESKETH, Flora Goodwin, The Honourable→
director · ~45y · appointed 2021-06-30 · resigned 2021-12-31
Resigned
HARLOW, Stephen John→
director · ~73y · appointed 2018-10-12 · resigned 2019-06-30
Resigned
HORSLEY, Anthony Gareth→
director · ~83y · appointed 2019-01-30 · resigned 2021-07-01
Resigned
WATSON, Thomas Nigel Charles David→
director · ~41y · appointed 2020-11-20 · resigned 2021-07-01
Resigned
WESTROPP, Anthony Henry→
director · ~82y · appointed 2020-11-20 · resigned 2021-07-01
Resigned
AILE LIMITED→
corporate-director · appointed 2018-10-12 · resigned 2020-11-20
Resigned
PLEIN LIMITED→
corporate-director · appointed 2018-10-12 · resigned 2020-11-20
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Schroder & Co.
Schroder & Co. Limited
A registered charge1 property17/03/202108/09/2025

Recent filings (55 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-17
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-08
resolution
resolution · RESOLUTIONS
2024-11-01
capital-return-purchase-own-shares
capital · SH03
2024-10-30
capital-cancellation-shares
capital · SH06
2024-10-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-29
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2024-01-08
legacy
capital · SH20
2023-12-21
legacy
insolvency · CAP-SS
2023-12-21
resolution
resolution · RESOLUTIONS
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-26