AJ LOCK CARING FUNERALS LTD
🏛️Establishedactive
11631074 · ltd · incorporated 2018-10-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£9.8k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Funeral and related activities
Sector: Other service activities
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 4.4y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.4 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £9,765
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£10k
↑ 215% YoY
Current Assets
£31k
↑ 116% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £171.0k | £167.7k |
| Current assets | £30.5k | £14.1k |
| Net assets | £9.8k | £-8.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-07-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-28📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2025-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-18➕HAYER, Gavinder appointeddirector
- 2022-10-18➕HAYER, Glenvir appointeddirector
- 2022-10-18➖HAYER, Guljinder resigneddirector
- 2022-10-18➖HAYER, Ranjeet Singh resigneddirector
- 2022-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-22🔒Charge registered #2Lender: Interbay Funding LTD (Registration Number: 05595882)
- 2022-02-22🔒Charge registered #1Lender: Interbay Funding, LTD.
- 2021-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-01-28➕HAYER, Guljinder appointeddirector
- 2020-01-28➕HAYER, Ranjeet Singh appointeddirector
- 2018-11-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-10-18🏢Company incorporatedAs AJ LOCK CARING FUNERALS LTD
- 2018-10-18➕LOCK, Anthony John appointeddirector
- 2018-10-18📄incorporation-companyincorporation · NEWINC
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "LOCK" — strong identity link between founder and business.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony John Lock Individual · British · DOB 02/1961 · age 65 | 75–100% | — | 75-100% shares | 18/10/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALEXANDER WILLIAM CONSULTING LTD→ 14882472 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALIVIA NAIL & BEAUTY LTD→ 10518805 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALIVIA NAILS LTD→ 15081900 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALL ABOUT THE DOG LTD→ 13688802 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALL BUSINESS DO LIMITED→ 15018617 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALL OF ONE TATTOOS LIMITED→ 06609714 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ALLIANCE & GENERAL LEASING LIMITED→ 02323189 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| ALLIANCE FUNDRAISING LIMITED→ 15973234 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALLSAFE FIRE AND SECURITY LIMITED→ 10074326 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ALLSEASONS GARDENS LTD→ 08635679 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALLSTONE PAVING LTD→ 11584104 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALLSWEEP LTD→ 07045933 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-10-18
Jurisdictionengland-wales
Primary SIC96030 — Funeral and related activities
Registered office
19 Boulevard Boulevard
Weston-Super-Mare
North Somerset
BS23 1NR
England
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-10-31
Last: 2025-10-17
Officers (3 active · 2 resigned)
HAYER, Gavinder→
Activedirector · ~36y · appointed 2022-10-18
View their other companies + combined net worth →
HAYER, Glenvir→
Activedirector · ~28y · appointed 2022-10-18
View their other companies + combined net worth →
LOCK, Anthony John→
Activedirector · ~65y · appointed 2018-10-18
View their other companies + combined net worth →
HAYER, Guljinder→
Resigneddirector · ~61y · appointed 2020-01-28 · resigned 2022-10-18
HAYER, Ranjeet Singh→
Resigneddirector · ~55y · appointed 2020-01-28 · resigned 2022-10-18
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | InterBay Interbay Funding LTD (Registration Number: 05595882) | A registered charge | 3 properties | 22/02/2022 | — | |
| outstanding | InterBay Interbay Funding, LTD. | A registered charge | 1 property | 22/02/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (25 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-21
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2025-07-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-25
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-31
termination-director-company-with-name-termination-date
officers · TM01
2023-05-25
termination-director-company-with-name-termination-date
officers · TM01
2023-05-25
appoint-person-director-company-with-name-date
officers · AP01
2023-05-25
appoint-person-director-company-with-name-date
officers · AP01
2023-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-21
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-02-25