ABACUS PSYCHOLOGY LIMITED
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 1.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 1.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £103.1k | £109.1k |
| Current assets | £139.5k | £77.9k |
| Cash | £47.8k | £34.3k |
| Debtors | £68.3k | £43.6k |
| Net assets | £102.0k | £108.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 miscellaneous
- • 1 miscellaneous
Corporate timeline (18 events)Click to expand
- 2026-03-12📄legacymiscellaneous · RP01PSC01
- 2025-03-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-14🔒Charge registered #1Lender: National Westminster Bank PLC
- 2025-03-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-09-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-05-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-25🏢Company incorporatedAs ABACUS PSYCHOLOGY LIMITED
- 2018-10-25➕ANKERS, David, Dr appointeddirector
- 2018-10-25📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Monika Ankers Individual · British · DOB 02/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/10/2022 |
Dr David Ankers Individual · British · DOB 03/1971 · age 55 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/10/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Healthcare & medical · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 10420183 LIMITED→ 10420183 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 2 CARERS LTD→ 14561757 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A&B INDEPENDENCE SERVICES LIMITED→ 17014096 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AA PAEDS LTD→ 13052193 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AALPHABETA HOLDINGS LTD→ 14752395 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AAR PHARMACARE LTD→ 11827588 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABILITY SUPPORT AND EDUCATION CIC→ 16760913 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABSENCE MANAGEMENT APPLIED RESOLUTIONS LTD→ 10901437 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ABSOLUTE ULTRASOUND LIMITED→ 16334925 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABUNDANCE PROVISION LIMITED→ 10157385 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AC DECON LTD→ 17045839 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACAAN PHARMA LTD→ 12381322 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 14/03/2025 | — |