AVAMORE FINANCE 1 LIMITED

🏛️Establishedactive

11674221 · ltd · incorporated 2018-11-13

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 7.0y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£2.01M

book net assets

Opportunity

70/100

Strong

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What this business does

Primary activity: Activities of mortgage finance companies

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 70/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).

🏦

Refinance opportunity

5 live charges · oldest 7.0y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 7.0 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

15 officers (7 active, 15 linked, 14 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

12 connected companies via shared directors

Filing history

56 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

70/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £2,010,715

Net assets shrinking

Down £423,696 YoY

Cash YoY

+173%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£66k

↑ 173% YoY

Net Worth

£2.0m

↓ 17% YoY

Current Assets

£2.1m

↓ 13% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£2.01M	£2.43M
Current assets	£2.12M	£2.44M
Cash	£66.3k	£24.3k
Debtors	£2.05M	£2.41M
Net assets	£2.01M	£2.43M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (55 events)Click to expand

2025-10-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-15
➕
BUTLER, Adam appointed
director
2025-09-24
➖
ZAPRZALA, D'Mitri John resigned
director
2025-09-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-09-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-29
➖
FOLEY, Matthew resigned
director
2025-05-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-05-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-05-07
➕
BOUET ANDERSEN, Jacob appointed
director
2025-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-01
➖
BARNETT, Eric Edmund resigned
director
2025-04-01
➖
GOULD, Philip Alastair resigned
director
2025-03-27
📄
change-person-director-company-with-change-date
officers · CH01
2025-03-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-21
➕
TARN, Gregory Marcus appointed
director
2024-10-30
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-10-17
➕
DUKE, Nicholas appointed
director
2024-10-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-27
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-22
➕
FOLEY, Matthew appointed
director
2024-05-22
➖
ROBINSON-SANDHU, Sabinder resigned
director
2024-05-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-03-04
📄
change-account-reference-date-company-current-extended
accounts · AA01
2024-02-28
📄
change-person-director-company-with-change-date
officers · CH01
2024-02-28
📄
change-person-director-company-with-change-date
officers · CH01
2023-08-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-03
➕
BARNETT, Eric Edmund appointed
director
2023-03-29
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-03-27
➕
ROBINSON-SANDHU, Sabinder appointed
director
2023-02-08
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-01-26
➕
DUKE, Nicholas appointed
secretary
2022-05-16
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-05-11
➖
MARGOLIS, Alan Stephen resigned
director
2021-10-11
➕
ZAPRZALA, D'Mitri John appointed
director
2021-09-01
➕
MARGOLIS, Alan Stephen appointed
director
2021-06-21
➖
MAJITHIA, Amit resigned
director
2021-06-21
➖
PETKOV, Nikolay Tihomirov resigned
director
2021-05-21
➕
GOULD, Philip Alastair appointed
director
2020-06-15
🔓
Charge satisfied #5
2020-06-15
🔓
Charge satisfied #4
2020-06-15
🔓
Charge satisfied #3
2020-06-15
🔓
Charge satisfied #2
2020-06-15
🔓
Charge satisfied #1
2019-11-20
🔒
Charge registered #5
Lender: Bluelaurel Limited
2019-10-22
🔒
Charge registered #4
Lender: Bluelaurel Limited
2019-09-10
🔒
Charge registered #3
Lender: Bluelaurel Limited
2019-08-15
🔒
Charge registered #2
Lender: Bluelaurel Limited
2019-07-17
🔒
Charge registered #1
Lender: Bluelaurel Limited

Showing most recent 50 of 55 events

Owner dependency

40/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.

Succession & seller-readiness

30/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Avamore Capital Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Avamore Capital Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

AVAMORE FINANCE 1 LIMITED

This company · 11674221

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Avamore Capital Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	13/11/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · SS postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AIMD INVESTMENT LTD→ 16183406 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
AMANDA HOLDEN FINANCIAL PLANNING LTD→ 15169915 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AMBER WEALTH MANAGEMENT LIMITED→ 16241090 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ASCOT INVESTMENT MANAGEMENT LIMITED→ 04432573 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
ATALAYA INVESTMENTS LIMITED→ 10701556 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
ATLAS PERSONAL WEALTH MANAGEMENT LTD→ 16255814 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
AV ADVISORS UK LIMITED→ 15132616 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AZREAL LTD→ 15524455 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
BALDMAN CAPITAL LTD→ 16768676 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BALGORES FINANCIAL SERVICES LIMITED→ 16848122 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BBT FUTURES LIMITED→ 11335179 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
BE MORTGAGES LTD→ 13787889 · est 2021 · no financials extracted	—	—	—	—	4y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2018-11-13

Jurisdictionengland-wales

Primary SIC64922 — Activities of mortgage finance companies

Registered office

Clarence Street Chambers

32 Clarence Street

Southend-On-Sea

Essex

SS1 1BD

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-07-30

Last: 2025-07-16