ACD PROPERTY INVESTMENTS LIMITED
🏛️Establishedactive
11677633 · ltd · incorporated 2018-11-14
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£382.0k
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
13 live charges · 7 lenders · oldest 7.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 7.5 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £381,988
Cash YoY
+10%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£134k
↑ 9.6% YoY
Net Worth
£382k
↑ 1.3% YoY
Current Assets
£182k
↑ 1.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £1.06M | £1.05M |
| Current assets | £182.0k | £179.8k |
| Cash | £134.3k | £122.5k |
| Debtors | £47.7k | £57.2k |
| Net assets | £382.0k | £377.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
- 2025-08-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-11🔒Charge registered #13Lender: Aldermore Bank PLC
- 2025-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-16🔒Charge registered #12Lender: Aldermore Bank PLC
- 2025-05-16🔒Charge registered #11Lender: Aldermore Bank PLC
- 2024-08-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-10-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-10-23📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2023-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-13📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-25📄change-person-director-company-with-change-dateofficers · CH01
- 2021-08-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-29🔒Charge registered #10Lender: Shawbrook Bank Limited
- 2021-02-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-02-02🔒Charge registered #9Lender: Shawbrook Bank Limited
- 2020-07-09🔒Charge registered #8Lender: Lendwell Funding 1 Limited
- 2020-07-09🔒Charge registered #7Lender: Lendwell Funding 1 Limited
- 2020-05-19🔓Charge satisfied #5
- 2020-05-19🔓Charge satisfied #4
- 2020-05-18🔒Charge registered #6Lender: Paragon Bank PLC
- 2019-11-18🔒Charge registered #5Lender: Together Commercial Finance Limited
- 2019-11-18🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2019-07-08🔒Charge registered #3Lender: Charter Court Financial Services Limited
- 2019-04-23🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2019-01-22🔒Charge registered #1Lender: Charter Court Financial Services Limited T/a Precise Mortgages
- 2018-11-25➕NG, Daisy Foong Ling appointeddirector
- 2018-11-14🏢Company incorporatedAs ACD PROPERTY INVESTMENTS LIMITED
- 2018-11-14➕NG, Hoi Ping Colin appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
11 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Daisy Foong Ling Ng Individual · British · DOB 10/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/11/2018 |
Mr Hoi Ping Colin Ng Individual · British · DOB 08/1974 · age 52 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/11/2018 |
2 historic (ceased) PSCs
- Mr Colin Hoi Ping Ngceased 25/11/2018· 25-50% shares · 25-50% voting · board control
- Ms Daisy Foong Ling Ngceased 25/11/2018· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · L postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABO HASSAN PROPERTIES LTD→ 16316080 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABORIA CAPITAL LIMITED→ 15676335 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABS GROUP CONSULTANCY LTD→ 12702308 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AC PROPERTY NW LTD→ 16005422 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCESSIFI LTD→ 10696099 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCURA ESTATES LIMITED→ 11080419 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACD PROPERTY HUB LTD→ 11930036 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ACD PROPERTY SOLUTIONS GROUP LIMITED→ 11554526 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACER PROPERTY CONSULTANTS LTD→ 10070594 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ACG MANAGEMENT LIMITED→ 12280342 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACGC PROPERTY LIMITED→ 10676396 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ACHIEVE YOUR ASPIRATIONS PROPERTIES LTD→ 16551569 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-11-14
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
116 Duke Street
Liverpool
Merseyside
L1 5JW
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2027-05-21
Last: 2026-05-07
Officers (2 active · 0 resigned)
NG, Daisy Foong Ling→
Activedirector · ~47y · appointed 2018-11-25
View their other companies + combined net worth →
NG, Hoi Ping Colin→
Activedirector · ~52y · appointed 2018-11-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
11
Outstanding
6
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 11/08/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 16/05/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 16/05/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 2 properties | 29/03/2021 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 2 properties | 02/02/2021 | — | |
| outstanding | Lendwell Funding 1 Lendwell Funding 1 Limited | A registered charge | 2 properties | 09/07/2020 | — | |
| outstanding | Lendwell Funding 1 Lendwell Funding 1 Limited | A registered charge | 2 properties | 09/07/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 18/05/2020 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 18/11/2019 | 19/05/2020 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 18/11/2019 | 19/05/2020 | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 08/07/2019 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 23/04/2019 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited T/a Precise Mortgages | A registered charge | 1 property | 22/01/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (46 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-05
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-10-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-10-23
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2023-10-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-20
change-person-director-company-with-change-date
officers · CH01
2023-06-13