AJNM PROPERTY LIMITED
🏛️Establishedactive
11677947 · ltd · incorporated 2018-11-14
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£-653
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 7.3y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £653
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£653
↑ 73% YoY
Current Assets
£7k
↓ 23% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-04-05 | 2024-04-05 |
|---|---|---|
| Total assets | £-653 | £-2.4k |
| Current assets | £7.1k | £9.2k |
| Net assets | £-653 | £-2.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-07-12📄gazette-notice-compulsorygazette · GAZ1
- 2021-10-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-26📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-26📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-02-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-03-22🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2018-11-14🏢Company incorporatedAs AJNM PROPERTY LIMITED
- 2018-11-14➕GERRARD, Andrew John appointeddirector
- 2018-11-14➕GERRARD, Nicole Marie appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew John Gerrard Individual · British · DOB 04/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 14/11/2018 |
Mrs Nicole Marie Gerrard Individual · British · DOB 12/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 14/11/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A LEE SERVICES LIMITED→ 12006270 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACUMEN PROPERTY MANAGEMENT LTD→ 13592375 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADEZ LIMITED→ 15198454 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVANCED MEASUREMENT GROUP HOLDINGS LTD→ 16268171 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AGE OF LOVE PROPERTY LTD→ 16277416 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AISHI LIMITED→ 13347029 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AISHINI PROPERTIES LIMITED→ 13416341 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AISIR & MAIR LIMITED→ 06494973 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| AJLR PROPERTY LEASING LTD→ 14433811 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AJLR PROPERTY LTD→ 14441748 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AKABZA PROPERTY INVESTMENTS LTD→ 16177983 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AKSHAYA SHIVAKARI LIMITED→ 14046931 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-11-14
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
10 Manor Park
Banbury
Oxfordshire
OX16 3TB
United Kingdom
Filing status
Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2027-06-25
Last: 2026-06-11
Officers (2 active · 0 resigned)
GERRARD, Andrew John→
Activedirector · ~67y · appointed 2018-11-14
View their other companies + combined net worth →
GERRARD, Nicole Marie→
Activedirector · ~64y · appointed 2018-11-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 22/03/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (29 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-29
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-11
gazette-filings-brought-up-to-date
gazette · DISS40
2022-08-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-05
gazette-notice-compulsory
gazette · GAZ1
2022-07-12
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-19
confirmation-statement-with-updates
confirmation-statement · CS01
2021-04-12