ANDREA SCOTT FINANCIAL SERVICES LTD
Opportunity 58/100 (worth a look), bankability 45/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (53/100). Current lenders should be on monthly review.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-05-31 | 2023-05-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (20 events)Click to expand
- 2025-09-27📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-09-02📄gazette-notice-compulsorygazette · GAZ1
- 2024-07-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-09📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-09-05📄gazette-notice-compulsorygazette · GAZ1
- 2023-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-02-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-08-04📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-06-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-03-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-01-22➖SCOTT, Benjamin Cameron resigneddirector
- 2020-01-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-01-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-12-17🏢Company incorporatedAs ANDREA SCOTT FINANCIAL SERVICES LTD
- 2018-12-17➕SCOTT, Andrea Margaret appointeddirector
- 2018-12-17➕SCOTT, Benjamin Cameron appointeddirector
- 2018-12-17📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "SCOTT" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
2 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-02-28
Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2025-06-30
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Andrea Margaret Scott Individual · British · DOB 12/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 17/12/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
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