7T8 LTD

🏛️Establishedactive

11739655 · ltd · incorporated 2018-12-24

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 6.4y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£151.5k

book net assets

Opportunity

70/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · oldest 6.4y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 6.4 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

3 officers (2 active, 3 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

29 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

70/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £151,491

Cash YoY

+655%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£11k

↑ 655% YoY

Net Worth

£151k

↑ 57% YoY

Current Assets

£12k

↑ 527% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-12-31	2023-12-31
Total assets	£417.3k	£350.9k
Current assets	£11.7k	£1.9k
Cash	£11.0k	£1.5k
Net assets	£151.5k	£96.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 1 mortgage
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (28 events)Click to expand

2026-02-20
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-30
🔒
Charge registered #5
Lender: The Mortgage Works (UK) PLC
2025-08-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-10
📄
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2023-10-06
📄
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2023-09-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-09
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-07
🔒
Charge registered #4
Lender: The Mortgage Works (UK) PLC
2022-12-13
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-09
🔒
Charge registered #3
Lender: The Mortgage Works (UK) PLC
2022-06-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-10
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-08-14
🔒
Charge registered #2
Lender: The Mortgage Works (UK) PLC
2020-07-28
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-07-27
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-07-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-07-22
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-03-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-04
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-01-29
🔒
Charge registered #1
Lender: The Mortgage Works (UK) PLC
2019-10-24
➕
WINNIFRITH, Lisa appointed
director
2019-10-24
➖
WINNIFRITH, Lisa resigned
secretary
2019-10-24
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2019-01-19
➕
WINNIFRITH, Lisa appointed
secretary
2018-12-24
🏢
Company incorporated
As 7T8 LTD
2018-12-24
➕
WINNIFRITH, James Adam appointed
director

Owner dependency

66/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low

5 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Lisa Winnifrith Individual · British · DOB 02/1987 · age 39	25–50%	25–50%	25-50% shares · 25-50% voting	24/10/2019
Mr James Adam Winnifrith Individual · British · DOB 05/1978 · age 48	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	24/12/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · NE postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A & C PROPERTIES NORTH EAST LIMITED→ 10403933 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
A C J PROPERTIES LTD→ 11997063 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ABBOTSVALE PROPERTY MAINTENANCE LTD→ 10885612 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ABE (NORTH EAST) LIMITED→ 16882619 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ABERCROMBY ESTATES LIMITED→ 11749273 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
ABERS HOLDINGS LTD→ 15650364 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
ABFA PROPERTY LIMITED→ 12889824 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ABLY PROPERTIES LTD→ 14011612 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
ABODE LETTING AGENCY LIMITED→ 07801711 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
ABODE RESIDENTIAL SURVEYORS LTD→ 04754410 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
ABRAHAM KIFLU LTD→ 16895798 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ABRING HOMES LIMITED→ 16718839 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2018-12-24

Jurisdictionengland-wales

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

18a Bridge Street

Morpeth

Northumberland

NE61 1NB

United Kingdom

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-02-15

Last: 2026-02-01

Officers (2 active · 1 resigned)

WINNIFRITH, James Adam→

director · ~48y · appointed 2018-12-24

View their other companies + combined net worth →

Active

WINNIFRITH, Lisa→

director · ~39y · appointed 2019-10-24

View their other companies + combined net worth →

Active

WINNIFRITH, Lisa→

secretary · appointed 2019-01-19 · resigned 2019-10-24

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:5 of 5 shown

		Type	Properties
outstanding	The Mortgage Works (UK) The Mortgage Works (UK) PLC	A registered charge	1 property	30/01/2026	—
outstanding	The Mortgage Works (UK) The Mortgage Works (UK) PLC	A registered charge	1 property	07/09/2023	—
outstanding	The Mortgage Works (UK) The Mortgage Works (UK) PLC	A registered charge	1 property	09/12/2022	—
outstanding	The Mortgage Works (UK) The Mortgage Works (UK) PLC	A registered charge	1 property	14/08/2020	—
outstanding	The Mortgage Works (UK) The Mortgage Works (UK) PLC	A registered charge	1 property	29/01/2020	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (29 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2026-02-20

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-02-01

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-08-19

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-02-07

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-05-14

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-02-01

accounts-amended-with-accounts-type-total-exemption-full

accounts · AAMD

2023-10-10

accounts-amended-with-accounts-type-total-exemption-full

accounts · AAMD

2023-10-06

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-09-29

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2023-09-09

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-02-01

mortgage-create-with-deed-with-charge-number-charge-creation-date

mortgage · MR01

2022-12-13

accounts-with-accounts-type-total-exemption-full

accounts · AA

2022-06-21

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-02-01

accounts-with-accounts-type-total-exemption-full

accounts · AA

2021-04-12