ABACUS CREDIT INSURANCE BROKERS LTD

🏛️Establishedactive
11781238 · ltd · incorporated 2019-01-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-31
Average employees300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-01-29
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  2. 2025-10-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-10-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-10-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-05-13
    ➕
    GURNETT, Katherine Helen appointed
    director
  7. 2022-05-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2021-08-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2020-09-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-07-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2019-06-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2019-06-15
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2019-06-15
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2019-06-12
    📄
    resolution
    resolution · RESOLUTIONS
  15. 2019-06-12
    ✏️
    change-of-name-request-comments
    change-of-name · NM06
  16. 2019-06-12
    ✏️
    change-of-name-notice
    change-of-name · CONNOT
  17. 2019-02-14
    ➕
    GURNETT, David George appointed
    director
  18. 2019-02-14
    ➖
    GURNETT, Katherine Helen resigned
    director
  19. 2019-02-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2019-02-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2019-01-22
    🏢
    Company incorporated
    As ABACUS CREDIT INSURANCE BROKERS LTD
  22. 2019-01-22
    ➕
    GURNETT, Katherine Helen appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr David George Gurnett
Individual · British · DOB 03/1982 · age 44
75–100%
—75-100% shares14/06/2019
1 historic (ceased) PSC
  • Mrs Katherine Helen Gurnettceased 14/06/2019· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-01-22
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Friarswood
Chipperfield Road
Kings Langley
Hertfordshire
WD4 9JB
United Kingdom

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-05-04
Last: 2026-04-20

Officers (2 active · 1 resigned)

GURNETT, David George→
director · ~44y · appointed 2019-02-14
View their other companies + combined net worth →
Active
GURNETT, Katherine Helen→
director · ~41y · appointed 2022-05-13
View their other companies + combined net worth →
Active
GURNETT, Katherine Helen→
director · ~41y · appointed 2019-01-22 · resigned 2019-02-14
Resigned

Click a director name to see their full track record across all companies.

Recent filings (26 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-05
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2026-01-29
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-03
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-04
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-28
appoint-person-director-company-with-name-date
officers · AP01
2022-05-13
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-20
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-22
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-22