ADDERSTONE FINANCE LIMITED

🏛️Establishedactive
11816560 · ltd · incorporated 2019-02-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Fund management activities
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
4
filings
  • 3 officers
  • 1 confirmation-statement
Last 180 days
4
filings
  • 3 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-02-18
    📄
    appoint-person-director-company-with-name
    officers · AP01
  2. 2026-02-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2026-02-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2026-02-16
    PHILLIPS, Richard Malcolme appointed
    director
  5. 2026-02-16
    BAGGETT, Ian Robert, Dr resigned
    director
  6. 2025-08-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2025-01-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2025-01-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2024-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2024-04-09
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  11. 2023-09-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-10-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-12-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-07-04
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  16. 2019-06-27
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2019-02-11
    🏢
    Company incorporated
    As ADDERSTONE FINANCE LIMITED
  18. 2019-02-11
    SHIPLEY, Michael Raymond appointed
    director
  19. 2019-02-11
    BAGGETT, Ian Robert, Dr appointed
    director
  20. 2019-02-11
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

The Pensioneer Trustee Company (Guernsey) Limited Ato Family Prosperity Pension I Baggett is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
The Pensioneer Trustee Company (Guernsey) Limited Ato Family Prosperity Pension I Baggett
Corporate parent · holds 75-100% shares
ultimate parent
ADDERSTONE FINANCE LIMITED
This company · 11816560

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
The Pensioneer Trustee Company (Guernsey) Limited Ato Family Prosperity Pension I Baggett
Corporate entity
75100%
75-100% shares11/02/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-02-11
Jurisdictionengland-wales
Primary SIC66300 — Fund management activities

Registered office

Nelson House The Fleming, Burdon Terrace
Jesmond
Newcastle Upon Tyne
NE2 3AE
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-21
Last: 2026-02-07

Officers (2 active · 1 resigned)

PHILLIPS, Richard Malcolme
director · ~47y · appointed 2026-02-16
View their other companies + combined net worth →
Active
SHIPLEY, Michael Raymond
director · ~42y · appointed 2019-02-11
View their other companies + combined net worth →
Active
BAGGETT, Ian Robert, Dr
director · ~54y · appointed 2019-02-11 · resigned 2026-02-16
Resigned

Click a director name to see their full track record across all companies.

Recent filings (22 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-02
appoint-person-director-company-with-name
officers · AP01
2026-02-18
termination-director-company-with-name-termination-date
officers · TM01
2026-02-18
appoint-person-director-company-with-name-date
officers · AP01
2026-02-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-19
change-person-director-company-with-change-date
officers · CH01
2025-01-29
change-person-director-company-with-change-date
officers · CH01
2025-01-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-23
certificate-change-of-name-company
change-of-name · CERTNM
2024-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-10