CHILD 1ST DAY NURSERY (STOKE) LIMITED
🏛️Establishedactive
11816944 · ltd · incorporated 2019-02-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Pre-primary education
Sector: Education
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 7.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £27.0k | £77.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
- • 1 officers
Last 180 days
4
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-05-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-05-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-05-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-01➕HARDING, Penelope Ann appointeddirector
- 2025-06-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-20📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-04-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-15📄dissolution-withdrawal-application-strike-off-companydissolution · DS02
- 2020-05-19📄gazette-notice-voluntarygazette · GAZ1(A)
- 2020-05-07📄dissolution-application-strike-off-companydissolution · DS01
- 2019-06-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-11🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2019-06-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-03🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2019-02-11🏢Company incorporatedAs CHILD 1ST DAY NURSERY (STOKE) LIMITED
- 2019-02-11➕HARDING, Ross Stuart Gardner appointeddirector
- 2019-02-11📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Penelope Ann Harding Individual · British · DOB 11/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2025 |
Mr Ross Stuart Gardner Harding Individual · British · DOB 05/1963 · age 63 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 11/02/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · NN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BEYOND THE BELL CLUB LTD→ 17023187 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BSL FASTRACK LTD→ 15758345 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BUTTONS DAY NURSERY SCHOOL LIMITED→ 05318812 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| CASPER & DAVIS LTD→ 15331539 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CC TRAINING GROUP LTD→ 13135186 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CENTO TRAINING LIMITED→ 08330065 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CENTRE FOR CITIZENSHIP ENTERPRISE AND GOVERNANCE LIMITED→ 09796798 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CF HEALTH AND FITNESS LIMITED→ 16961145 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CHANTELLE CAMERON FOUNDATION CIC→ 16532599 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHILD 1ST (STOKE) LTD→ 06836171 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| CHILDREN'S WELL-BEING CIC→ 13910668 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CHILDRENSCARE LTD→ 16994441 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-02-11
Jurisdictionengland-wales
Primary SIC85100 — Pre-primary education
Registered office
Derngate Mews
Derngate
Northampton
Northamptonshire
NN1 1UE
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-05
Last: 2026-04-21
Officers (2 active · 0 resigned)
HARDING, Penelope Ann→
Activedirector · ~61y · appointed 2025-07-01
View their other companies + combined net worth →
HARDING, Ross Stuart Gardner→
Activedirector · ~63y · appointed 2019-02-11
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 11/06/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 03/06/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (24 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-05-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-14
appoint-person-director-company-with-name-date
officers · AP01
2026-05-14
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-01
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-18
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-07